Bankwest: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bankwest of Rockford, MN against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.47% | 1.25% | +0.22% | 61st above |
| ROAE | 18.31% | 12.22% | +6.09% | 81st top |
| Net Interest Margin | 4.39% | 3.95% | +0.44% | 74th above |
| Efficiency Ratio | 60.61% | 63.71% | -3.10% | 51st above |
| PPNR / Avg Assets | 1.69% | — | — | 55th above |
| Yield on Earning Assets | 5.33% | 5.67% | -0.34% | 36th below |
| Cost of Funds | 1.00% | 1.87% | -0.87% | 91st top |
| Net Interest Spread | 4.00% | — | — | 83rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.08% | 0.88% | -0.80% | 76th top |
| NPA / Total Assets | 0.25% | — | — | 55th above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.02% | — | — | 28th below |
| ACL / NPLs (Coverage) | 1324.76% | — | — | — |
| Texas Ratio Ahead of the peer average, behind the median peer. | 2.88% | 5.96% | -3.08% | 48th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.13% | 17.18% | -1.05% | 58th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.13% | 17.21% | -1.08% | 58th above |
| Total Capital Ratio | 17.22% | — | — | 58th above |
| Leverage Ratio | 9.47% | 11.75% | -2.28% | 20th bottom |
| Equity / Assets | 8.20% | 10.98% | -2.78% | 15th bottom |
| TCE / Tangible Assets | 8.20% | — | — | 18th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 62.80% | 80.44% | -17.64% | 81st top |
| Core Deposit Ratio | 95.68% | 86.95% | +8.73% | 87th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.66% | — | — | 11th bottom |
| Loan Growth (Y/Y) | 7.45% | — | — | 62nd above |
| Deposit Growth (Y/Y) | -3.34% | — | — | 9th bottom |
See Bankwest's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bankwest, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bankwest profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Bankwest peer analysis.