Branch Network
Bay Port State Bank Locations & Branches Bay Port, Michigan
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Bay Port State Bank operates 4 branches from its headquarters in Bay Port, MI, .
Bay Port State Bank branch network
All 4 branches are in MICHIGAN, across 4 cities. Its largest office by deposits is the Bad Axe Branch office in Bad Axe, MI, with $69.9M (51.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Bay Port State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.89% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $153.4M
- Tier 1 leverage ratio, Q2 2026
- 10.89%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1938
Full financial profile · Is Bay Port State Bank safe? · Bay Port State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Bay Port, MI (1 branch) | 1 of 1 | 100.0% | $13.2M |
| State: MI (4 branches) | 77 of 95 | <0.1% | $136.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
Bay Port State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Huron, MI (4 branches) | 5 of 7 | 12.5% | $136.1M | $1.09B |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bad Axe Branch | Bad Axe, MI | 48413 | $69.9M |
| Pigeon Branch | Pigeon, MI | 48755 | $38.9M |
| Sebewaing Branch | Sebewaing, MI | 48759 | $14.1M |
| Bay Port State Bank (main office) | Bay Port, MI | 48720 | $13.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15585) · FFIEC NIC profile (RSSD 961446)