The Big Bend Banks, N.A. dba Marfa National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Big Bend Banks, N.A. dba Marfa National Bank of Marfa, TX against its peer group of 2672 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.76% | 1.25% | +0.51% | 61st above |
| ROAE | 12.81% | 13.24% | -0.43% | 41st below |
| Net Interest Margin | 4.06% | 3.95% | +0.11% | 54th above |
| Efficiency Ratio | 49.17% | 61.22% | -12.05% | 75th top |
| PPNR / Avg Assets | 2.11% | — | — | 70th above |
| Yield on Earning Assets | 4.28% | 5.68% | -1.40% | 7th bottom |
| Cost of Funds | 0.25% | 1.88% | -1.63% | 100th top |
| Net Interest Spread | 3.81% | — | — | 72nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 92nd top |
| NPA / Total Assets | 0.00% | — | — | 93rd top |
| NCO / Avg Loans | -0.02% | 0.16% | -0.18% | 89th top |
| ACL / Total Loans | 2.74% | — | — | 98th top |
| Texas Ratio | 0.00% | 7.40% | -7.40% | 94th top |
| Provision / NCO | -28.21% | — | — | 3rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.58% | 11.73% | +4.85% | 85th top |
| Equity / Assets | 12.84% | 10.96% | +1.88% | 70th above |
| TCE / Tangible Assets | 12.84% | — | — | 72nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 15.20% | 80.60% | -65.40% | 100th top |
| Core Deposit Ratio | 96.53% | 86.92% | +9.61% | 85th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.58% | — | — | 20th bottom |
| Loan Growth (Y/Y) | 3.09% | — | — | 36th below |
| Deposit Growth (Y/Y) | 0.47% | — | — | 23rd bottom |
See The Big Bend Banks, N.A. dba Marfa National Bank's peers by name
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Unlock The Big Bend Banks, N.A. dba Marfa National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Big Bend Banks, N.A. dba Marfa National Bank profile, how to read a UBPR, or how this data updates.