Bloomsdale Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 15.8% in Q2 2026, from -$4.2M to -$3.5M. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Bloomsdale Bank is 65th of 98 on CET1 ratio, 12.39% as of Q2 2026, below the middle of the field. Bloomsdale Bank reported 12.39% on CET1 ratio for Q2 2026, 2.68 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.39% |
| Tier 1 risk-based capital ratio | 12.39% |
| Total risk-based capital ratio | 13.43% |
| Tier 1 leverage ratio | 8.94% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $35.5M |
| Tier 1 capital | $35.5M |
| Total risk-based capital | $38.5M |
| Total equity capital | $32.0M |
| Risk-weighted assets | $286.6M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.20% |
| Tangible equity to tangible assets | 8.20% |
| Equity capital to average assets | 8.06% |
| Internal capital growth rate | 17.98% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $240K |
| Common stock surplus | $480K |
| Retained earnings | $34.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$3.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.11% | 12.11% | 12.97% | 8.36% | $225.0M |
| Q4 2023 | 12.30% | 12.30% | 13.17% | 8.62% | $229.9M |
| Q1 2024 | 11.94% | 11.94% | 12.80% | 8.45% | $239.9M |
| Q2 2024 | 11.36% | 11.36% | 12.23% | 8.24% | $248.7M |
| Q3 2024 | 11.16% | 11.16% | 12.06% | 8.02% | $257.9M |
| Q4 2024 | 11.74% | 11.74% | 12.78% | 8.46% | $256.5M |
| Q1 2025 | 11.49% | 11.49% | 12.60% | 8.30% | $268.1M |
| Q2 2025 | 11.65% | 11.65% | 12.79% | 8.15% | $265.1M |
| Q3 2025 | 12.05% | 12.05% | 13.19% | 8.74% | $264.8M |
| Q4 2025 | 12.18% | 12.18% | 13.30% | 8.94% | $269.0M |
| Q1 2026 | 12.44% | 12.44% | 13.52% | 8.56% | $274.6M |
| Q2 2026 | 12.39% | 12.39% | 13.43% | 8.94% | $286.6M |
Bloomsdale Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bloomsdale Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bloomsdale Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9788) · FFIEC NIC profile (RSSD 820842)