Bloomsdale Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 11.53 percentage points in Q2 2026, from 94.21% to 105.74%. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Bloomsdale Bank is 123rd of 192 on loan-to-deposit ratio, 78.31% as of Q2 2026, below the middle of the field. Bloomsdale Bank reported 78.31% on loan-to-deposit ratio for Q2 2026, 2.52 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $5.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $105.1M |
| Fed funds sold and reverse repos | $1.1M |
| Fed funds sold and reverse repos to assets | 0.28% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 78.31% |
| Net loans and leases to deposits | 77.53% |
| Loans and leases to core deposits | 105.74% |
| Core deposits to total deposits | 73.79% |
| Brokered deposits to total deposits | 0.27% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 66.75% | 81.76% | $1.5M | $0 |
| Q4 2023 | 67.66% | 80.49% | $475K | $0 |
| Q1 2024 | 68.47% | 79.24% | $0 | $0 |
| Q2 2024 | 71.67% | 77.86% | $58K | $8.0M |
| Q3 2024 | 71.30% | 78.17% | $0 | $0 |
| Q4 2024 | 75.96% | 77.12% | $2.2M | $4.2M |
| Q1 2025 | 69.77% | 78.16% | $0 | $0 |
| Q2 2025 | 73.92% | 76.16% | $0 | $0 |
| Q3 2025 | 75.61% | 76.36% | $0 | $0 |
| Q4 2025 | 74.72% | 79.05% | $0 | $0 |
| Q1 2026 | 71.73% | 76.14% | $0 | $0 |
| Q2 2026 | 78.31% | 73.79% | $0 | $0 |
Bloomsdale Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bloomsdale Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bloomsdale Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9788) · FFIEC NIC profile (RSSD 820842)