Bloomsdale Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bloomsdale Bank of Bloomsdale, MO against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.29% | 1.34% | +0.95% | 92nd top |
| ROAE | 29.34% | 13.32% | +16.02% | 98th top |
| Net Interest Margin | 4.19% | 3.93% | +0.26% | 64th above |
| Efficiency Ratio | 43.69% | 61.14% | -17.45% | 91st top |
| PPNR / Avg Assets | 2.31% | 1.68% | +0.63% | 84th top |
| Yield on Earning Assets | 5.85% | 5.67% | +0.18% | 61st above |
| Cost of Funds | 1.75% | 1.88% | -0.13% | 53rd above |
| Net Interest Spread | 3.53% | 3.32% | +0.21% | 61st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.30% | 0.94% | -0.64% | 57th above |
| NPA / Total Assets | 0.22% | 0.70% | -0.48% | 58th above |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 84th top |
| ACL / Total Loans | 1.00% | 1.28% | -0.28% | 25th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 328.07% | 1546.62% | -1218.55% | 62nd above |
| Texas Ratio | 2.44% | 7.34% | -4.90% | 59th above |
| Provision / NCO | 0.00% | 1395.67% | -1395.67% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.39% | 19.49% | -7.10% | 21st bottom |
| Tier 1 Ratio | 12.39% | 19.52% | -7.13% | 21st bottom |
| Total Capital Ratio | 13.43% | 20.61% | -7.18% | 21st bottom |
| Leverage Ratio | 8.94% | 12.14% | -3.20% | 11th bottom |
| Equity / Assets | 8.20% | 11.37% | -3.17% | 16th bottom |
| TCE / Tangible Assets | 8.20% | 11.08% | -2.88% | 19th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.31% | 80.66% | -2.35% | 55th above |
| Core Deposit Ratio | 73.79% | 86.85% | -13.06% | 8th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.39% | 6.84% | +0.55% | 72nd above |
| Loan Growth (Y/Y) | 12.15% | 7.92% | +4.23% | 80th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.85% | 6.29% | -0.44% | 63rd above |
See Bloomsdale Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bloomsdale Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bloomsdale Bank profile, how to read a UBPR, or how this data updates.