Bloomsdale Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Yield on loans edged down by 0.24 percentage points, from 7.06% to 6.82%, the largest move among the key lines here. Within Missouri, Bloomsdale Bank is 78th of 192 on net interest margin, 4.19% as of Q2 2026, above the middle of the field. Bloomsdale Bank reported 4.19% on net interest margin for Q2 2026, 0.24 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.85% |
| Yield on loans | 6.82% |
| Yield on securities | 3.44% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.75% |
| Cost of interest-bearing deposits | 2.32% |
| Cost of interest-bearing liabilities | 2.32% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.19% |
| Yield to cost spread | 3.53% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $4.5M |
| Total interest expense | $1.6M |
| Interest expense on deposits | $1.6M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.66% | 1.37% | 3.36% | 6.05% | 2.44% |
| Q4 2023 | 5.05% | 1.53% | 3.54% | 6.29% | 2.73% |
| Q1 2024 | 5.09% | 1.61% | 3.53% | 6.52% | 2.52% |
| Q2 2024 | 5.35% | 1.75% | 3.67% | 6.75% | 2.62% |
| Q3 2024 | 5.60% | 1.94% | 3.72% | 6.88% | 2.77% |
| Q4 2024 | 5.64% | 1.97% | 3.81% | 6.99% | 2.64% |
| Q1 2025 | 5.51% | 2.03% | 3.61% | 6.75% | 2.70% |
| Q2 2025 | 5.66% | 1.90% | 3.84% | 6.92% | 2.89% |
| Q3 2025 | 5.77% | 1.83% | 4.00% | 6.98% | 2.99% |
| Q4 2025 | 5.81% | 1.86% | 4.13% | 6.94% | 3.11% |
| Q1 2026 | 5.78% | 1.77% | 4.15% | 7.06% | 3.26% |
| Q2 2026 | 5.85% | 1.75% | 4.19% | 6.82% | 3.44% |
Bloomsdale Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bloomsdale Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bloomsdale Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9788) · FFIEC NIC profile (RSSD 820842)