Bodcaw Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 114.7% in Q2 2026, from $6.1M to $13.2M. It was the largest change from Q1 2026 among the key lines here. Within Arkansas, Bodcaw Bank is 23rd of 78 on loan-to-deposit ratio, 93.76% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Bodcaw Bank sits 13.21 points higher, at 93.76% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $19.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $35.8M |
| Fed funds sold and reverse repos | $13.2M |
| Fed funds sold and reverse repos to assets | 5.32% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 93.76% |
| Net loans and leases to deposits | 92.64% |
| Loans and leases to core deposits | 130.39% |
| Core deposits to total deposits | 71.91% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 98.74% | 71.67% | $0 | $2.5M |
| Q4 2023 | 100.96% | 70.37% | $1.0M | $7.0M |
| Q1 2024 | 100.07% | 70.74% | $0 | $6.5M |
| Q2 2024 | 93.65% | 72.13% | $0 | $2.0M |
| Q3 2024 | 95.93% | 71.38% | $0 | $2.0M |
| Q4 2024 | 96.61% | 70.47% | $0 | $0 |
| Q1 2025 | 96.33% | 70.45% | $0 | $0 |
| Q2 2025 | 98.17% | 69.22% | $0 | $3.0M |
| Q3 2025 | 98.09% | 69.73% | $0 | $3.0M |
| Q4 2025 | 97.31% | 69.28% | $0 | $0 |
| Q1 2026 | 95.70% | 70.43% | $0 | $0 |
| Q2 2026 | 93.76% | 71.91% | $0 | $0 |
Bodcaw Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bodcaw Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bodcaw Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5624) · FFIEC NIC profile (RSSD 942847)