Bodcaw Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bodcaw Bank of Stamps, AR against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.17% | 1.25% | -0.08% | 42nd below |
| ROAE | 11.44% | 13.17% | -1.73% | 43rd below |
| Net Interest Margin | 4.62% | 3.95% | +0.67% | 83rd top |
| Efficiency Ratio | 60.39% | 61.50% | -1.11% | 52nd above |
| PPNR / Avg Assets | 1.82% | — | — | 63rd above |
| Yield on Earning Assets | 7.08% | 5.67% | +1.41% | 95th top |
| Cost of Funds | 2.60% | 1.87% | +0.73% | 13th bottom |
| Net Interest Spread | 4.08% | — | — | 85th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.50% | 0.93% | +0.57% | 18th bottom |
| NPA / Total Assets | 1.51% | — | — | 12th bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 77th top |
| ACL / Total Loans | 1.19% | — | — | 50th above |
| ACL / NPLs (Coverage) | 79.43% | — | — | 21st bottom |
| Texas Ratio | 12.10% | 6.06% | +6.04% | 14th bottom |
| Provision / NCO | 4537.50% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.89% | 11.75% | -0.86% | 48th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.60% | 10.98% | -0.38% | 53rd above |
| TCE / Tangible Assets | 10.60% | — | — | 58th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.76% | 80.44% | +13.32% | 21st bottom |
| Core Deposit Ratio | 71.91% | 86.95% | -15.04% | 6th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.49% | — | — | 42nd below |
| Loan Growth (Y/Y) | -0.70% | — | — | 19th bottom |
| Deposit Growth (Y/Y) | 3.97% | — | — | 49th below |
See Bodcaw Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bodcaw Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bodcaw Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Bodcaw Bank peer analysis.