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Bonvenu Bank, N.A.: Core Deposit Ratio

92.01% Ranks #1,180 of 3,656 U.S. banks · 68th percentile

Data as of · sourced from FFIEC call reports. How we update

Bonvenu Bank, N.A. reported a core deposit ratio of 92.01% as of Q2 2026, ranking #1,180 of 3,656 U.S. banks (68th percentile). Core deposits are stable, low-cost funding, non-time deposits below the FDIC insurance threshold. The bedrock of the community-bank funding model.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 92.01%
Q1 2026 92.32%
Q4 2025 91.77%
Q3 2025 91.38%
Q2 2025 91.99%
Q1 2025 92.30%
Q4 2024 88.77%
Q3 2024 87.55%
Q2 2024 89.88%
Q1 2024 95.21%
Q4 2023 94.28%
Q3 2023 84.84%

National Context

Latest value 92.01%
National rank#1,180 of 3,656
Percentile 68th
12-quarter low84.84%
12-quarter high95.21%
Full rankingView leaderboard

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Most US community banks report core deposit ratios between 75% and 95%. Above 90% indicates a strong franchise, likely consumer-checking-heavy or relationship-banking-heavy. Below 70% indicates significant wholesale funding reliance (brokered deposits or large time deposits).

Full definition & formula →

Frequently asked questions

What is Bonvenu Bank, N.A.'s Core Deposit Ratio?

Bonvenu Bank, N.A.'s Core Deposit Ratio was 92.01% as of Q2 2026, ranking #1180 of 3,656 U.S. banks.

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bonvenu Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 26381) · FFIEC NIC profile (RSSD 594853)