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Bonvenu Bank, N.A.: Loan-to-Deposit Ratio

75.22% Ranks #2,417 of 3,651 U.S. banks · 34th percentile

Data as of · sourced from FFIEC call reports. How we update

Bonvenu Bank, N.A. reported a loan-to-deposit ratio of 75.22% as of Q2 2026, ranking #2,417 of 3,651 U.S. banks (34th percentile). The Loan-to-Deposit Ratio (LTD) measures loans against deposits. A high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 75.22%
Q1 2026 77.21%
Q4 2025 71.99%
Q3 2025 78.47%
Q2 2025 76.63%
Q1 2025 79.66%
Q4 2024 79.61%
Q3 2024 81.86%
Q2 2024 80.94%
Q1 2024 77.55%
Q4 2023 79.51%
Q3 2023 77.56%

National Context

Latest value 75.22%
National rank#2,417 of 3,651
Percentile 34th
12-quarter low71.99%
12-quarter high81.86%
Full rankingView leaderboard

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Most US community banks report LTD between 65% and 90%. The industry has been gradually de-leveraging. LTD has fallen from ~80% to ~70% since 2007. Banks above 100% are funding loans with non-deposit sources, a more rate-sensitive and lower-quality funding mix.

Full definition & formula →

Frequently asked questions

What is Bonvenu Bank, N.A.'s Loan-to-Deposit Ratio?

Bonvenu Bank, N.A.'s Loan-to-Deposit Ratio was 75.22% as of Q2 2026, ranking #2417 of 3,651 U.S. banks.

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bonvenu Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 26381) · FFIEC NIC profile (RSSD 594853)