Branch Presence
Banks with Branches in Hagerstown, MD
Fulton Bank, N.A. is the biggest bank in Hagerstown, MD, with $629.4M in deposits at its Hagerstown branches, 21.9% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Manufacturers and Traders Trust Company has the most branches here, with 5.
12 banks operate 30 branches in Hagerstown, MD, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $2.87B held in Hagerstown, MD, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Hagerstown | Local deposits | Deposit share |
|---|---|---|---|
| Manufacturers and Traders Trust Company | 5 | $328.7M | 11.4% (#5) |
| Fulton Bank, N.A. | 4 | $629.4M | 21.9% (#1) |
| Truist Bank | 4 | $481.1M | 16.7% (#3) |
| PNC Bank, N.A. | 3 | $371.6M | 12.9% (#4) |
| First United Bank & Trust | 3 | $124.6M | 4.3% (#7) |
| CNB Bank, Inc. | 3 | $106.9M | 3.7% (#8) |
| Middletown Valley Bank | 2 | $518.4M | 18.0% (#2) |
| United Bank | 2 | $128.5M | 4.5% (#6) |
| Orrstown Bank | 1 | $77.9M | 2.7% (#9) |
| Farmers and Merchants Trust Company of Chambersburg | 1 | $50.8M | 1.8% (#10) |
| Potomac Bank, Inc. | 1 | $30.4M | 1.1% (#11) |
| Ameriserv Financial Bank | 1 | $25.6M | 0.9% (#12) |
County deposit market: Washington, MD
The $3.41B held across 13 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Washington, MD market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Fulton Bank, N.A. | 18.5% | $629.4M | 4 |
| 2 | Middletown Valley Bank | 17.5% | $596.1M | 3 |
| 3 | Manufacturers and Traders Trust Company | 16.9% | $577.9M | 9 |
| 4 | Truist Bank | 16.0% | $544.7M | 5 |
| 5 | PNC Bank, N.A. | 10.9% | $371.6M | 3 |
| 6 | First United Bank & Trust | 5.7% | $193.0M | 5 |
| 7 | CNB Bank, Inc. | 5.2% | $178.4M | 4 |
| 8 | United Bank | 3.8% | $128.5M | 2 |
| 9 | Orrstown Bank | 2.3% | $77.9M | 1 |
| 10 | Farmers and Merchants Trust Company of Chambersburg | 1.5% | $50.8M | 1 |
Metro area deposit market: Hagerstown-Martinsburg, MD-WV
The $6.01B held across 17 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Hagerstown-Martinsburg, MD-WV market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Truist Bank | 16.8% | $1.01B | 9 |
| 2 | United Bank | 13.0% | $781.1M | 6 |
| 3 | CNB Bank, Inc. | 10.8% | $652.5M | 9 |
| 4 | Fulton Bank, N.A. | 10.5% | $629.4M | 4 |
| 5 | Middletown Valley Bank | 9.9% | $596.1M | 3 |
| 6 | Manufacturers and Traders Trust Company | 9.6% | $577.9M | 9 |
| 7 | PNC Bank, N.A. | 6.2% | $371.6M | 3 |
| 8 | First United Bank & Trust | 6.0% | $358.9M | 8 |
| 9 | City National Bank of West Virginia | 5.0% | $301.7M | 5 |
| 10 | Jefferson Security Bank | 3.3% | $200.7M | 3 |
Banks in Hagerstown: common questions
What is the biggest bank in Hagerstown, MD?
Fulton Bank, N.A. is the biggest bank in Hagerstown, MD, with $629.4M in deposits at its Hagerstown branches, 21.9% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Manufacturers and Traders Trust Company has the most branches there, with 5.
How many banks are in Hagerstown, MD?
12 FDIC-insured banks operate 30 branches in Hagerstown, MD as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Hagerstown, MD?
Ranked by deposits held in Hagerstown branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Fulton Bank, N.A. (21.9%); 2. Middletown Valley Bank (18.0%); 3. Truist Bank (16.7%); 4. PNC Bank, N.A. (12.9%); 5. Manufacturers and Traders Trust Company (11.4%). The share is each bank's part of all deposits in the city.
Largest banks in Maryland
For the state as a whole, see the largest banks in Maryland, ranked by total assets and by deposits in Maryland branches, or every bank in the Maryland bank directory.
Banks in other Maryland cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.