Lists · Deposits by metro area
Hagerstown-Martinsburg, MD-WV Metro Area Bank Deposit Market Share
Truist Bank holds the largest share of deposits in the Hagerstown-Martinsburg, MD-WV metro area, 16.8%, followed by United Bank (13.0%) and CNB Bank, Inc. (10.8%). 17 institutions hold $6.01B at 70 offices as of June 30, 2026, up 5.4% from 2025.
Largest share changes since 2025
Gained: Middletown Valley Bank (0.61 points); Farmers and Merchants Trust Company of Chambersburg (0.40 points); Jefferson Security Bank (0.30 points).
Lost: Truist Bank (-0.73 points); Manufacturers and Traders Trust Company (-0.64 points); Fulton Bank, N.A. (-0.57 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Truist Bank | $1.01B | 16.77% | -0.73 pts |
| 2 | United Bank | $781.1M | 12.99% | +0.22 pts |
| 3 | CNB Bank, Inc. | $652.5M | 10.85% | +0.29 pts |
| 4 | Fulton Bank, N.A. | $629.4M | 10.46% | -0.57 pts |
| 5 | Middletown Valley Bank | $596.1M | 9.91% | +0.61 pts |
| 6 | Manufacturers and Traders Trust Company | $577.9M | 9.61% | -0.64 pts |
| 7 | PNC Bank, N.A. | $371.6M | 6.18% | -0.11 pts |
| 8 | First United Bank & Trust | $358.9M | 5.97% | +0.21 pts |
| 9 | City National Bank of West Virginia | $301.7M | 5.02% | -0.14 pts |
| 10 | Jefferson Security Bank | $200.7M | 3.34% | +0.30 pts |
| 11 | Burke and Herbert Bank and Trust Company | $194.6M | 3.24% | +0.04 pts |
| 12 | Potomac Bank, Inc. | $166.6M | 2.77% | +0.06 pts |
| 13 | Orrstown Bank | $77.9M | 1.29% | +0.01 pts |
| 14 | Farmers and Merchants Trust Company of Chambersburg | $50.8M | 0.84% | +0.40 pts |
| 15 | Ameriserv Financial Bank | $25.6M | 0.43% | +0.04 pts |
| 16 | The Bank of Romney | $15.2M | 0.25% | +0.01 pts |
| 17 | Woodforest National Bank | $5.0M | 0.08% | 0.00 pts |
About this list
Deposits are those held at each institution's offices in Hagerstown-Martinsburg, MD-WV (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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