Branch Presence
Banks with Branches in Frederick, MD
PNC Bank, N.A. is the biggest bank in Frederick, MD, with $1.04B in deposits at its Frederick branches, 21.9% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Truist Bank has the most branches here, with 7.
15 banks operate 41 branches in Frederick, MD, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $4.75B held in Frederick, MD, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Frederick | Local deposits | Deposit share |
|---|---|---|---|
| Truist Bank | 7 | $761.4M | 16.0% (#2) |
| PNC Bank, N.A. | 6 | $1.04B | 21.9% (#1) |
| Manufacturers and Traders Trust Company | 6 | $503.9M | 10.6% (#4) |
| Bank of America, N.A. | 3 | $692.0M | 14.6% (#3) |
| Atlantic Union Bank | 3 | $477.0M | 10.0% (#5) |
| ACNB Bank | 3 | $243.3M | 5.1% (#7) |
| Woodsboro Bank | 3 | $195.2M | 4.1% (#9) |
| Capital One, N.A. | 2 | $295.5M | 6.2% (#6) |
| First United Bank & Trust | 2 | $195.2M | 4.1% (#10) |
| Wells Fargo Bank, N.A. | 1 | $197.8M | 4.2% (#8) |
| JPMorgan Chase Bank, N.A. | 1 | $43.8M | 0.9% (#11) |
| Middletown Valley Bank | 1 | $41.4M | 0.9% (#12) |
| Fulton Bank, N.A. | 1 | $40.4M | 0.9% (#13) |
| Presidential Bank, FSB | 1 | $19.2M | 0.4% (#14) |
| Woodforest National Bank | 1 | $4.1M | <0.1% (#15) |
County deposit market: Frederick, MD
The $6.62B held across 15 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Frederick, MD market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | PNC Bank, N.A. | 26.7% | $1.77B | 11 |
| 2 | Truist Bank | 16.1% | $1.06B | 10 |
| 3 | Bank of America, N.A. | 11.7% | $772.5M | 4 |
| 4 | Manufacturers and Traders Trust Company | 7.6% | $503.9M | 6 |
| 5 | Atlantic Union Bank | 7.2% | $477.0M | 3 |
| 6 | Woodsboro Bank | 6.7% | $445.9M | 5 |
| 7 | Middletown Valley Bank | 6.5% | $430.2M | 4 |
| 8 | Capital One, N.A. | 4.5% | $295.5M | 2 |
| 9 | ACNB Bank | 4.4% | $289.5M | 4 |
| 10 | First United Bank & Trust | 3.9% | $258.6M | 3 |
Metro area deposit market: Washington-Arlington-Alexandria, DC-VA-MD-WV
The $303.89B held across 71 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Washington-Arlington-Alexandria, DC-VA-MD-WV market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Capital One, N.A. | 21.3% | $64.82B | 57 |
| 2 | Bank of America, N.A. | 14.1% | $42.92B | 123 |
| 3 | Truist Bank | 13.2% | $40.19B | 170 |
| 4 | Wells Fargo Bank, N.A. | 11.6% | $35.30B | 124 |
| 5 | PNC Bank, N.A. | 5.7% | $17.43B | 100 |
| 6 | United Bank | 3.6% | $11.02B | 57 |
| 7 | Atlantic Union Bank | 3.6% | $10.88B | 60 |
| 8 | EagleBank | 2.7% | $8.20B | 13 |
| 9 | Citibank, N.A. | 2.6% | $7.98B | 34 |
| 10 | Forbright Bank | 2.4% | $7.33B | 4 |
Banks in Frederick: common questions
What is the biggest bank in Frederick, MD?
PNC Bank, N.A. is the biggest bank in Frederick, MD, with $1.04B in deposits at its Frederick branches, 21.9% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Truist Bank has the most branches there, with 7.
How many banks are in Frederick, MD?
15 FDIC-insured banks operate 41 branches in Frederick, MD as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Frederick, MD?
Ranked by deposits held in Frederick branches as of the June 30, 2026 FDIC Summary of Deposits: 1. PNC Bank, N.A. (21.9%); 2. Truist Bank (16.0%); 3. Bank of America, N.A. (14.6%); 4. Manufacturers and Traders Trust Company (10.6%); 5. Atlantic Union Bank (10.0%). The share is each bank's part of all deposits in the city.
Largest banks in Maryland
For the state as a whole, see the largest banks in Maryland, ranked by total assets and by deposits in Maryland branches, or every bank in the Maryland bank directory.
Banks in other Maryland cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.