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Lists · Deposits by county

Frederick County, MD Bank Deposit Market Share

PNC Bank, N.A. holds the largest share of deposits in Frederick County, MD, 26.7%, followed by Truist Bank (16.1%) and Bank of America, N.A. (11.7%). 15 institutions hold $6.62B at 58 offices as of June 30, 2026, up 3.7% from 2025.

Institutions: 15 Offices: 58 Deposits: $6.62B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Atlantic Union Bank (0.52 points); First United Bank & Trust (0.50 points); ACNB Bank (0.41 points).

Lost: Bank of America, N.A. (-0.82 points); Capital One, N.A. (-0.37 points); Manufacturers and Traders Trust Company (-0.15 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 PNC Bank, N.A. 11 $1.77B 26.69% +0.03 pts 3.8%
2 Truist Bank 10 $1.06B 16.07% -0.12 pts 3.0%
3 Bank of America, N.A. 4 $772.5M 11.68% -0.82 pts -3.1%
4 Manufacturers and Traders Trust Company 6 $503.9M 7.62% -0.15 pts 1.6%
5 Atlantic Union Bank 3 $477.0M 7.21% +0.52 pts 11.8%
6 Woodsboro Bank 5 $445.9M 6.74% +0.08 pts 4.9%
7 Middletown Valley Bank 4 $430.2M 6.50% +0.26 pts 8.0%
8 Capital One, N.A. 2 $295.5M 4.47% -0.37 pts -4.3%
9 ACNB Bank 4 $289.5M 4.38% +0.41 pts 14.3%
10 First United Bank & Trust 3 $258.6M 3.91% +0.50 pts 18.7%
11 Wells Fargo Bank, N.A. 1 $197.8M 2.99% +0.26 pts 13.6%
12 JPMorgan Chase Bank, N.A. 2 $51.8M 0.78% +0.20 pts 38.2%
13 Fulton Bank, N.A. 1 $40.4M 0.61% +0.03 pts 9.3%
14 Presidential Bank, FSB 1 $19.2M 0.29% +0.01 pts 8.9%
15 Woodforest National Bank 1 $4.1M 0.06% +0.00 pts 12.8%

About this list

Deposits are those held at each institution's offices in Frederick County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Maryland deposits by institution Washington-Arlington-Alexandria, DC-VA-MD-WV metro area Maryland bank directory

Other counties in Maryland

Montgomery CountyBaltimore CityBaltimore CountyAnne Arundel CountyPrince George's CountyHoward CountyCarroll CountyHarford CountyWashington CountyCharles CountyWorcester CountyWicomico CountyCalvert CountyTalbot CountySt. Mary's CountyQueen Anne's CountyCecil CountyAllegany CountyGarrett CountyDorchester CountyCaroline CountyKent CountySomerset County

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