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Lists · Deposits by county

Worcester County, MD Bank Deposit Market Share

Calvin B. Taylor Banking Company of Berlin, Maryland holds the largest share of deposits in Worcester County, MD, 26.6%, followed by Bank of Ocean City (19.4%) and Truist Bank (12.6%). 13 institutions hold $2.60B at 31 offices as of June 30, 2026, up 2.3% from 2025.

Institutions: 13 Offices: 31 Deposits: $2.60B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Burke and Herbert Bank and Trust Company (2.56 points, new to this market); Calvin B. Taylor Banking Company of Berlin, Maryland (0.53 points); Hebron Savings Bank (0.45 points).

Lost: Bank of Ocean City (-0.77 points); PNC Bank, N.A. (-0.30 points); Bank of America, N.A. (-0.19 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Calvin B. Taylor Banking Company of Berlin, Maryland 8 $692.5M 26.62% +0.53 pts 4.4%
2 Bank of Ocean City 4 $504.9M 19.41% -0.77 pts -1.6%
3 Truist Bank 2 $328.7M 12.64% -0.06 pts 1.8%
4 PNC Bank, N.A. 2 $274.9M 10.57% -0.30 pts -0.5%
5 Bank of America, N.A. 1 $206.8M 7.95% -0.19 pts -0.1%
6 Manufacturers and Traders Trust Company 2 $153.9M 5.92% -0.11 pts 0.5%
7 First Shore Federal Savings and Loan Association 3 $119.7M 4.60% -0.05 pts 1.3%
8 The Farmers Bank of Willards 2 $83.6M 3.21% -0.09 pts -0.6%
9 Atlantic Union Bank 1 $78.3M 3.01% +0.31 pts 14.0%
10 Shore United Bank, N.A. 2 $71.3M 2.74% +0.18 pts 9.7%
11 Burke and Herbert Bank and Trust Company 1 $66.6M 2.56% +2.56 pts New
12 Hebron Savings Bank 2 $16.1M 0.62% +0.45 pts 278.0%
13 Woodforest National Bank 1 $4.3M 0.16% +0.04 pts 31.1%

About this list

Deposits are those held at each institution's offices in Worcester County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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