Bridge Community Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Retained earnings climbed 32.3% in Q2 2026, from $1.4M to $1.8M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.49% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $14.3M |
| Tier 1 capital | $14.3M |
| Total risk-based capital | — |
| Total equity capital | $22.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 15.86% |
| Tangible equity to tangible assets | 10.78% |
| Equity capital to average assets | 15.47% |
| Internal capital growth rate | 8.00% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $20.4M |
| Retained earnings | $1.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $16K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 12.95% | 11.74% | 11.74% |
| Q4 2023 | 12.53% | 11.53% | 11.53% |
| Q1 2024 | 12.45% | 11.32% | 11.32% |
| Q2 2024 | 12.34% | 11.61% | 11.61% |
| Q3 2024 | 11.89% | 11.41% | 11.41% |
| Q4 2024 | 12.24% | 11.74% | 11.74% |
| Q1 2025 | 12.81% | 12.24% | 12.24% |
| Q2 2025 | 11.69% | 11.45% | 11.45% |
| Q3 2025 | 9.30% | 13.96% | 8.85% |
| Q4 2025 | 9.79% | 14.54% | 9.22% |
| Q1 2026 | 9.87% | 14.78% | 9.70% |
| Q2 2026 | 10.49% | 15.86% | 10.78% |
Bridge Community Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bridge Community Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bridge Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12717) · FFIEC NIC profile (RSSD 882541)