Bridge Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bridge Community Bank of Mount Vernon, IA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.21% | 1.25% | -0.04% | 46th below |
| ROAE | 7.92% | 13.17% | -5.25% | 24th bottom |
| Net Interest Margin | 4.91% | 3.95% | +0.96% | 91st top |
| Efficiency Ratio | 45.84% | 61.50% | -15.66% | 88th top |
| PPNR / Avg Assets | 1.69% | — | — | 55th above |
| Yield on Earning Assets | 6.26% | 5.67% | +0.59% | 79th top |
| Cost of Funds | 1.25% | 1.87% | -0.62% | 82nd top |
| Net Interest Spread | 4.30% | — | — | 91st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.03% | 0.93% | -0.90% | 82nd top |
| NPA / Total Assets | 0.02% | — | — | 83rd top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.05% | — | — | 32nd below |
| ACL / NPLs (Coverage) | 3700.00% | — | — | — |
| Texas Ratio | 0.18% | 6.06% | -5.88% | 83rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.49% | 11.75% | -1.26% | 41st below |
| Equity / Assets | 15.86% | 10.98% | +4.88% | 91st top |
| TCE / Tangible Assets | 10.78% | — | — | 60th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.69% | 80.44% | +4.25% | 41st below |
| Core Deposit Ratio | 94.42% | 86.95% | +7.47% | 81st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.44% | — | — | 86th top |
| Loan Growth (Y/Y) | 3.36% | — | — | 38th below |
| Deposit Growth (Y/Y) | 4.79% | — | — | 55th above |
See Bridge Community Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bridge Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bridge Community Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Bridge Community Bank peer analysis.