Bridge Community Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Yield on securities rose 0.59 percentage points from Q1 2026 to Q2 2026, ending at 5.57% against 4.98%. It was the largest change among the key lines on this page. On net interest margin, Bridge Community Bank ranks 4th highest among the 225 banks headquartered in Iowa, at 4.91% (Q2 2026). Bridge Community Bank reported 4.91% on net interest margin for Q2 2026, 0.97 points above the 3.94% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.26% |
| Yield on loans | 6.83% |
| Yield on securities | 5.57% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.25% |
| Cost of interest-bearing deposits | 1.96% |
| Cost of interest-bearing liabilities | 1.96% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.91% |
| Yield to cost spread | 4.30% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.7M |
| Total interest expense | $435K |
| Interest expense on deposits | $434K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.38% | 0.96% | 3.37% | 5.44% | 1.66% |
| Q4 2023 | 4.62% | 1.23% | 3.36% | 5.64% | 1.52% |
| Q1 2024 | 4.73% | 1.23% | 3.38% | 5.78% | 1.35% |
| Q2 2024 | 4.92% | 1.41% | 3.43% | 5.94% | 1.32% |
| Q3 2024 | 5.04% | 1.62% | 3.38% | 6.16% | 1.19% |
| Q4 2024 | 5.29% | 1.56% | 3.65% | 6.14% | 1.42% |
| Q1 2025 | 5.19% | 1.33% | 3.77% | 6.01% | 1.42% |
| Q2 2025 | 5.35% | 1.36% | 3.92% | 6.10% | 1.82% |
| Q3 2025 | 5.89% | -1.12% | 4.56% | 6.94% | 2.75% |
| Q4 2025 | 6.19% | 1.42% | 4.67% | 6.90% | 4.29% |
| Q1 2026 | 6.31% | 1.23% | 4.97% | 7.08% | 4.98% |
| Q2 2026 | 6.26% | 1.25% | 4.91% | 6.83% | 5.57% |
Bridge Community Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bridge Community Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bridge Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12717) · FFIEC NIC profile (RSSD 882541)