Bruning Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 63.3% in Q2 2026, from $25.3M to $9.3M. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Bruning Bank is 57th of 138 on loan-to-deposit ratio, 88.35% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Bruning Bank sits 7.80 points higher, at 88.35% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $9.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $138.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $24.0M |
| Other borrowed money | $12.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.94% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.35% |
| Net loans and leases to deposits | 87.03% |
| Loans and leases to core deposits | 98.89% |
| Core deposits to total deposits | 88.53% |
| Brokered deposits to total deposits | 0.82% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 80.11% | 83.61% | $38.7M | $51.7M |
| Q4 2023 | 78.36% | 84.69% | $27.1M | $51.5M |
| Q1 2024 | 75.63% | 88.48% | $35.9M | $11.5M |
| Q2 2024 | 84.04% | 88.87% | $34.6M | $55.4M |
| Q3 2024 | 86.29% | 87.67% | $36.8M | $57.5M |
| Q4 2024 | 83.65% | 88.13% | $21.8M | $53.4M |
| Q1 2025 | 81.78% | 88.11% | $22.8M | $14.0M |
| Q2 2025 | 89.25% | 87.89% | $25.6M | $47.8M |
| Q3 2025 | 94.10% | 86.74% | $29.0M | $69.8M |
| Q4 2025 | 91.23% | 87.32% | $24.3M | $42.0M |
| Q1 2026 | 84.63% | 89.22% | $23.9M | $9.0M |
| Q2 2026 | 88.35% | 88.53% | $24.0M | $12.8M |
Bruning Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bruning Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bruning Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18748) · FFIEC NIC profile (RSSD 71457)