Bruning Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 3.72 percentage points higher than in Q1 2026, at 88.35%. Within Nebraska, Bruning Bank is 78th of 138 on return on assets, 1.29% as of Q2 2026. At 1.29%, Bruning Bank's return on assets is close to the 1.26% median for banks in the $100M-1B asset tier (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.01% |
| Equity capital to assets | 9.10% |
| Tangible equity to tangible assets | 9.10% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.50% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.29% |
| Return on equity | 14.44% |
| Net interest margin | 3.85% |
| Efficiency ratio | 59.31% |
| Yield on earning assets | 5.75% |
| Cost of funds | 2.02% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.35% |
| Core deposits to total deposits | 88.53% |
| Brokered deposits to total deposits | 0.82% |
| Deposits to assets | 84.92% |
| Securities to assets | 19.55% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 9.40% | 0.48% | 2.56% | 0.00% | 0.00% |
| Q4 2023 | 9.66% | 0.44% | 2.58% | 0.00% | 0.00% |
| Q1 2024 | 9.55% | 0.60% | 2.77% | 0.00% | 0.00% |
| Q2 2024 | 9.39% | 0.52% | 2.78% | 0.00% | 0.00% |
| Q3 2024 | 9.20% | 0.59% | 2.71% | 0.00% | 0.00% |
| Q4 2024 | 9.16% | 0.71% | 2.90% | 0.00% | 0.00% |
| Q1 2025 | 9.20% | 0.50% | 3.18% | 0.00% | 0.00% |
| Q2 2025 | 9.52% | 0.96% | 3.49% | 0.00% | 0.01% |
| Q3 2025 | 9.32% | 0.95% | 3.42% | 0.00% | -0.01% |
| Q4 2025 | 9.47% | 1.15% | 3.67% | 0.00% | 0.00% |
| Q1 2026 | 9.63% | 1.21% | 3.73% | 0.00% | 0.00% |
| Q2 2026 | 10.01% | 1.29% | 3.85% | 0.00% | 0.00% |
Bruning Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bruning Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bruning Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18748) · FFIEC NIC profile (RSSD 71457)