Bruning Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bruning Bank of Bruning, NE against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.29% | 1.25% | +0.04% | 51st above |
| ROAE | 14.44% | 12.22% | +2.22% | 62nd above |
| Net Interest Margin | 3.85% | 3.95% | -0.10% | 45th below |
| Efficiency Ratio | 59.31% | 63.71% | -4.40% | 55th above |
| PPNR / Avg Assets | 1.63% | — | — | 52nd above |
| Yield on Earning Assets | 5.75% | 5.67% | +0.08% | 57th above |
| Cost of Funds | 2.02% | 1.87% | +0.15% | 35th below |
| Net Interest Spread | 3.44% | — | — | 55th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 93rd top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.50% | — | — | 79th top |
| Texas Ratio | 0.00% | 5.96% | -5.96% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.01% | 11.75% | -1.74% | 31st below |
| Equity / Assets | 9.10% | 10.98% | -1.88% | 28th below |
| TCE / Tangible Assets | 9.10% | — | — | 32nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.35% | 80.44% | +7.91% | 32nd below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.53% | 86.95% | +1.58% | 47th below |
| Wholesale Funding Ratio | 5.58% | — | — | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.64% | — | — | 29th below |
| Loan Growth (Y/Y) | 6.23% | — | — | 55th above |
| Deposit Growth (Y/Y) | 7.31% | — | — | 72nd above |
See Bruning Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bruning Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bruning Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Bruning Bank peer analysis.