Buffalo Federal Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Buffalo Federal Bank of Buffalo, WY against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.26% | 1.34% | -0.08% | 50th above |
| ROAE | 14.69% | 13.32% | +1.37% | 64th above |
| Net Interest Margin | 4.28% | 3.93% | +0.35% | 69th above |
| Efficiency Ratio | 65.70% | 61.13% | +4.57% | 38th below |
| PPNR / Avg Assets | 1.57% | 1.68% | -0.11% | 49th below |
| Yield on Earning Assets | 6.15% | 5.67% | +0.48% | 75th top |
| Cost of Funds | 2.06% | 1.88% | +0.18% | 34th below |
| Net Interest Spread | 3.83% | 3.32% | +0.51% | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.67% | 0.94% | -0.27% | 38th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.50% | 0.70% | -0.20% | 38th below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.76% | 1.28% | +0.48% | 89th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 263.11% | 1546.40% | -1283.29% | 56th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.89% | 7.34% | -2.45% | 42nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.38% | 12.14% | -1.76% | 39th below |
| Equity / Assets | 9.05% | 11.37% | -2.32% | 28th below |
| TCE / Tangible Assets | 8.99% | 11.08% | -2.09% | 31st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.12% | 80.66% | +6.46% | 35th below |
| Core Deposit Ratio | 89.26% | 86.85% | +2.41% | 51st above |
| Wholesale Funding Ratio | 3.46% | 5.04% | -1.58% | 51st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.49% | 6.84% | -3.35% | 43rd below |
| Loan Growth (Y/Y) | 3.71% | 7.92% | -4.21% | 40th below |
| Deposit Growth (Y/Y) | 3.47% | 6.29% | -2.82% | 46th below |
See Buffalo Federal Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Buffalo Federal Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Buffalo Federal Bank profile, how to read a UBPR, or how this data updates.