Camp Grove State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 6.76 percentage points higher than in Q1 2026, at 46.50%. On loan-to-deposit ratio, Camp Grove State Bank is 27th from the bottom among 323 Illinois banks, 46.50% (Q2 2026). Camp Grove State Bank reported 46.50% on loan-to-deposit ratio for Q2 2026, 21.12 points below the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $3.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $31.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $9.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 16.99% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 46.50% |
| Net loans and leases to deposits | 46.01% |
| Loans and leases to core deposits | 48.28% |
| Core deposits to total deposits | 91.03% |
| Brokered deposits to total deposits | 5.29% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 24.49% | 93.46% | $0 | $0 |
| Q4 2023 | 25.94% | 91.56% | $0 | $2.0M |
| Q1 2024 | 23.82% | 89.54% | $0 | $2.0M |
| Q2 2024 | 23.30% | 89.96% | $0 | $7.0M |
| Q3 2024 | 23.18% | 90.27% | $0 | $7.0M |
| Q4 2024 | 25.85% | 91.06% | $0 | $7.0M |
| Q1 2025 | 25.87% | 92.24% | $0 | $7.0M |
| Q2 2025 | 28.52% | 85.28% | $0 | $7.0M |
| Q3 2025 | 33.85% | 88.89% | $0 | $9.0M |
| Q4 2025 | 36.98% | 88.68% | $0 | $9.0M |
| Q1 2026 | 39.74% | 94.44% | $0 | $9.0M |
| Q2 2026 | 46.50% | 91.03% | $0 | $9.0M |
Camp Grove State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Camp Grove State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Camp Grove State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10471) · FFIEC NIC profile (RSSD 302133)