Camp Grove State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 6.76 percentage points higher than in Q1 2026, at 46.50%. Camp Grove State Bank has the 9th lowest return on assets of the 323 banks headquartered in Illinois, at -0.60% as of Q2 2026. Camp Grove State Bank's return on assets of -0.60% is well below the 0.98% median for banks in the < $100M asset tier, a gap of 1.58 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.49% |
| Equity capital to assets | 11.55% |
| Tangible equity to tangible assets | 10.49% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.02% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.23% |
| Allowance for credit losses to loans | 1.05% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | -0.60% |
| Return on equity | -5.11% |
| Net interest margin | 2.98% |
| Efficiency ratio | 125.45% |
| Yield on earning assets | 6.01% |
| Cost of funds | 4.07% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 46.50% |
| Core deposits to total deposits | 91.03% |
| Brokered deposits to total deposits | 5.29% |
| Deposits to assets | 70.91% |
| Securities to assets | 54.29% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | — | — | — | 8.06% | -0.01% |
| Q4 2023 | 17.32% | 17.32% | 17.91% | 8.34% | 0.36% |
| Q1 2024 | 18.04% | 18.04% | 18.66% | 8.20% | -0.12% |
| Q2 2024 | 18.10% | 18.10% | 18.70% | 8.54% | 0.03% |
| Q3 2024 | 20.02% | 20.02% | 20.64% | 8.66% | 0.75% |
| Q4 2024 | 19.97% | 19.97% | 20.59% | 8.94% | 0.03% |
| Q1 2025 | 22.64% | 22.64% | 23.34% | 9.11% | 0.34% |
| Q2 2025 | — | — | — | 9.44% | 0.01% |
| Q3 2025 | — | — | — | 9.54% | 0.16% |
| Q4 2025 | — | — | — | 9.73% | -0.17% |
| Q1 2026 | — | — | — | 10.22% | -0.71% |
| Q2 2026 | — | — | — | 10.49% | -0.60% |
Camp Grove State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Camp Grove State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Camp Grove State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10471) · FFIEC NIC profile (RSSD 302133)