Camp Grove State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Camp Grove State Bank of Camp Grove, IL against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.60% | 3.33% | -3.93% | 10th bottom |
| ROAE | -5.11% | 8.31% | -13.42% | 9th bottom |
| Net Interest Margin | 2.98% | 3.93% | -0.95% | 13th bottom |
| Efficiency Ratio | 125.45% | 84.40% | +41.05% | 7th bottom |
| PPNR / Avg Assets | -0.78% | 1.56% | -2.34% | 7th bottom |
| Yield on Earning Assets | 6.01% | 5.24% | +0.77% | 77th top |
| Cost of Funds | 4.07% | 1.67% | +2.40% | 1st bottom |
| Net Interest Spread | 2.60% | 3.30% | -0.70% | 21st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.42% | -1.42% | 83rd top |
| NPA / Total Assets | 0.02% | 0.71% | -0.69% | 59th above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 53rd above |
| ACL / Total Loans | 1.05% | 1.53% | -0.48% | 33rd below |
| Texas Ratio | 0.23% | 8.57% | -8.34% | 65th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.49% | 22.10% | -11.61% | 23rd bottom |
| Equity / Assets | 11.55% | 20.74% | -9.19% | 42nd below |
| TCE / Tangible Assets | 10.49% | 20.49% | -10.00% | 32nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 46.50% | 74.31% | -27.81% | 75th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 91.03% | 88.30% | +2.73% | 48th below |
| Wholesale Funding Ratio | 16.99% | 5.26% | +11.73% | 4th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -8.93% | 3.84% | -12.77% | 6th bottom |
| Loan Growth (Y/Y) | 36.72% | 6.79% | +29.93% | 95th top |
| Deposit Growth (Y/Y) | -16.14% | 3.01% | -19.15% | 2nd bottom |
See Camp Grove State Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Camp Grove State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Camp Grove State Bank profile, how to read a UBPR, or how this data updates.