Camp Grove State Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 6.76 percentage points higher than in Q1 2026, at 46.50%. On loan-to-deposit ratio, Camp Grove State Bank is 27th from the bottom among 323 Illinois banks, 46.50% (Q2 2026). Camp Grove State Bank reported 46.50% on loan-to-deposit ratio for Q2 2026, 21.12 points below the 67.62% median for banks in the < $100M asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $17.5M |
| Net loans and leases | $17.3M |
| Loans held for sale | $0 |
| Loans to total assets | 32.98% |
| Loan-to-deposit ratio | 46.50% |
| Net loans to equity capital | 2.83% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 13.33% |
| Multifamily (5+ residential) | 1.20% |
| Commercial and industrial | 32.98% |
| Consumer | 1.50% |
| Credit cards | 0.00% |
| Farm | 9.76% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 71.59% |
| Construction concentration (Tier 1 capital + allowance) | 26.89% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 7.25% |
| Interest income on loans | $313K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $13.1M | $53.3M | 45.21% | 20.48% | 1.89% |
| Q4 2023 | $13.1M | $50.4M | 44.24% | 21.62% | 2.23% |
| Q1 2024 | $12.0M | $50.5M | 32.61% | 33.53% | 2.84% |
| Q2 2024 | $11.7M | $50.1M | 23.65% | 25.96% | 2.98% |
| Q3 2024 | $12.0M | $51.9M | 22.86% | 23.13% | 2.35% |
| Q4 2024 | $12.4M | $47.8M | 22.18% | 22.02% | 2.21% |
| Q1 2025 | $11.9M | $46.0M | 22.92% | 22.31% | 2.08% |
| Q2 2025 | $12.8M | $44.9M | 21.17% | 21.46% | 3.05% |
| Q3 2025 | $14.6M | $43.1M | 19.12% | 27.92% | 1.53% |
| Q4 2025 | $15.6M | $42.1M | 17.66% | 30.57% | 1.38% |
| Q1 2026 | $15.2M | $38.2M | 17.27% | 35.08% | 1.88% |
| Q2 2026 | $17.5M | $37.6M | 13.33% | 32.98% | 1.50% |
Camp Grove State Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Camp Grove State Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Camp Grove State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10471) · FFIEC NIC profile (RSSD 302133)