Capital Bank Routing Number (ABA): 113002296

Capital Bank at a glance

Its CET1 capital ratio was 13.14% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q2 2026

$689.7M

CET1 ratio, Q2 2026

13.14%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

9 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 041

Established

1965

Full financial profile · Is Capital Bank safe? · Capital Bank call report · Branch locations

What the digits mean

The first two digits, 11, place this number in the Federal Reserve Bank of Dallas's district (District 11). Digits five through eight, 0229, identify the institution within that district. The last digit, 6, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Capital Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Capital Bank checks or in its online banking. Ask the bank for wire instructions (www.capitalbanktx.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Capital Bank

Capital Bank is headquartered in Houston, Texas and was established in 1965. It is in the HOUSTON-PASADENA-THE WOODLANDS, TX metro area. It reported $689.7M in total assets and $608.7M in deposits for Q2 2026, the 126th largest of the 346 banks headquartered in Texas. See the largest banks in Texas by total assets. It reports 9 domestic offices. Its deposits have been FDIC insured since 1965. Its primary federal regulator is the FDIC. 59 other banks and credit unions headquartered in Houston have a routing number listed here.

What the digits in 113002296 mean

The first four digits, 1130, are the Federal Reserve routing symbol. The prefix 11 places the number in the 11th Federal Reserve District (Dallas). That is also the district where the bank is headquartered. Digits five through eight, 0229, identify the institution within its Federal Reserve district. The last digit, 6, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 3 + 7 x 10 + 11 = 90, a multiple of 10, so 113002296 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Capital Bank routing number?

The Capital Bank routing number is 113002296. It is the primary ABA routing transit number registered to Capital Bank, headquartered in Houston, TX. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Capital Bank wire routing number?

This page lists the primary routing number registered to Capital Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Capital Bank before sending a wire.

Is ABA number 113002296 the routing number for Capital Bank?

Yes. It is the primary routing number registered to Capital Bank.

Which bank uses routing number 113002296?

It belongs to Capital Bank, headquartered in Houston, TX. It is the bank's primary ABA routing number (FDIC certificate 19401).

Routing numbers in Houston, TX

Credit union

Texas Dow Employees Credit Union: 313185515

Bank

Cornerstone Capital Bank, SSB: 111326275

Credit union

First Community Credit Union: 313084674

Bank

American First National Bank: 113024106

Credit union

J S C Federal Credit Union: 313083992

Bank

Wells Fargo Bank South Central, N.A.: 113093852

Bank

Golden Bank, N.A.: 113015500

Credit union

First Service Credit Union: 313090561

All routing numbers in Texas