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Cayuga Lake National Bank Locations & Branches Union Springs, New York
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Cayuga Lake National Bank operates 3 branches from its headquarters in Union Springs, NY, .
Cayuga Lake National Bank branch network
All 3 branches are in NEW YORK, across 3 cities. Its largest office by deposits is its main office in Union Springs, NY, with $174.1M (69.9% of its branch deposits). It had the same number of branches on June 30, 2025.
Cayuga Lake National Bank at a glance
Its CET1 capital ratio was 17.44% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $273.7M
- CET1 ratio, Q2 2026
- 17.44%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1864
Full financial profile · Is Cayuga Lake National Bank safe? · Cayuga Lake National Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Union Springs, NY (1 branch) | 1 of 1 | 100.0% | $174.1M |
| State: NY (3 branches) | 124 of 176 | <0.1% | $249.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in New York.
Share by county and metro area
Cayuga Lake National Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Cayuga, NY (2 branches) | 3 of 10 | 13.7% | $213.9M | $1.57B |
| Tompkins, NY (1 branch) | 10 of 11 | 1.2% | $35.2M | $2.92B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Auburn, NY (2 branches) | 3 of 10 | 13.7% | $213.9M | $1.57B |
| Ithaca, NY (1 branch) | 10 of 11 | 1.2% | $35.2M | $2.92B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Cayuga Lake National Bank (main office) | Union Springs, NY | 13160 | $174.1M |
| Aurora Drive Thru Branch | Aurora, NY | 13026 | $39.8M |
| Lansing Branch | Lansing, NY | 14882 | $35.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 6954) · FFIEC NIC profile (RSSD 63201)