Skip to main content

CBW Bank

BankRegReports is independent of CBW Bank and never asks for online banking logins or passwords.

Weir, KS Under $100M in assets Est. January 1, 1892 FDIC #13959 RSSD #71859 Routing #101110802 FDIC

Data as of · sourced from FFIEC call reports. How we update

CBW Bank is an FDIC-insured commercial bank headquartered in Weir, KS, established in 1892 (FDIC certificate 13959), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $80.5M, up 22.4% from Q2 2025, the 149th largest of 182 banks headquartered in Kansas.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
13959
Headquarters
Weir, KS
Established
1892
Total assets, Q2 2026
$80.5M
Assets vs Q2 2025
+22.4%
Capital ratio
Not reported
Domestic offices
1 FDIC institution directory, current count
Routing number
101110802
Latest call report
Q2 2026, FFIEC 051 · CBW Bank call report
Holding company
CB BANCSHARES CORP
Asset rank in state
149th of 182 in Kansas
Assets
$80.5M
Deposits
$53.7M
Loans
$12.2M
Equity
$25.2M

CBW Bank is one of the more profitable banks of its size. Based in Weir, Kansas, it had $81 million in assets at June 30, 2026, up 22.4% from a year earlier. It returns 22.6% a year on shareholders' equity, 2.6 times the median of 8.6% for the 583 banks with less than $100 million in assets. It also pays an average of 0.03% on its deposits and borrowings, a small fraction of the median of 1.53% for banks its size.

The commercial and industrial book ($3.7 million) is worsening: 16.99% of it is past due or on nonaccrual, up from 7.86% a year earlier.

As of June 30, 2026, CBW Bank reported a CET1 capital ratio of 146.86%, a return on assets of 6.23%, a nonperforming-loan ratio of 0.94% and a Texas ratio of 0.45%. The figures come from its call report filed with the FFIEC.

CBW Bank ranks as the 149th largest of the 182 banks based in Kansas, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 21.9% to $80.5M, loans rose 21.7% and deposits rose 30.4%. The largest part of its loan book on June 30, 2026 was other consumer loans, at 63.1% of total loans, ahead of commercial and industrial loans at 30.3%. The FDIC Summary of Deposits lists a single office for it, in Weir, KS. Judged on its Q2 2026 call report, CBW Bank meets every capital ratio test for well capitalized.

Headquarters Profile

Address
109 E Main St, Weir, KS 66781
County
Cherokee
Metro Area
Joplin, MO-KS
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
No
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
January 1, 1892
Domestic offices
1 FDIC institution directory, current count
Employees (FTE)
27
Domestic deposits
$53.7M
Allowance for credit losses
$168K
Net charge-offs (YTD)
-$19K
Average total assets
$88.9M
Average total loans
$10.2M
Average interest-bearing deposits
$2.9M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
February 28, 1934
FDIC Cert
13959
Fed RSSD
71859

Profitability

Q2 annualized
Return on Assets6.23%YTD 1.51%
Return on Equity22.61%YTD 5.28%
Net Interest Margin3.89%YTD 3.72%

Balance Sheet

Total liabilities$55.3M
Cash & balances due$62.6M
Securities, available-for-sale$2.6M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$1.4M
Net interest income YTD$1.5M
Total interest income YTD$1.5M
Total interest expense YTD$5K
Provision for credit losses YTD-$18K

Operating & Funding

Total noninterest income YTD$5.0M
Total noninterest expense YTD$5.5M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

From Q3 2023 to Q2 2026, CBW Bank's total assets ranged from $64.0M (Q1 2025) to $91.8M (Q4 2024), and it earned a profit in 9 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$80.5M total assets against $65.8M; $55.3M total liabilities against $42.0M.

Loans and leases against deposits

$12.1M net loans and leases against $9.1M; $53.7M total deposits against $41.8M.

Securities and cash

$2.6M securities against $3.5M; $62.6M cash and balances due against $51.6M.

Interest income against interest expense

$810K total interest income against $775K; $3K total interest expense against $4K.

Net interest income

$807K net interest income against $771K.

Noninterest income against noninterest expense

$3.8M total noninterest income against $1.6M; $2.9M total noninterest expense against $2.3M.

Provision for credit losses

$0 provision for credit losses against $0.

Net income

$1.4M net income against $35K.

Return on assets and net interest margin

6.23% return on assets against 0.16%; 3.89% net interest margin against 3.73%.

CET1 and Tier 1 leverage ratios

146.86% CET1 capital ratio against 170.22%; 28.35% tier 1 leverage ratio against 27.75%.

Inside the full CBW Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

Unlock this bank, free

Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from -3.55% (Q1 2026) to 6.23% (Q2 2026) and its net interest margin ran from 3.53% (Q1 2026) to 4.42% (Q3 2024).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 146.86% 6.23% 0.94% 0.45% 3.89%
Q1 2026 172.44% -3.55% 0.87% 0.36% 3.53%
Q4 2025 211.40% 3.36% 1.30% 0.40% 4.35%
Q3 2025 127.59% 0.72% 0.00% 0.00% 4.19%
Q2 2025 170.22% 0.16% 0.91% 0.35% 3.73%
Q1 2025 186.52% 0.38% 0.00% 0.00% 3.84%
Q4 2024 140.35% 2.54% 0.00% 0.00% 4.21%
Q3 2024 131.54% 1.62% 0.00% 0.00% 4.42%

Swipe the table sideways to see every column.

Branch Network

View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–1 of 1
Branch Location ZIP Deposits
CBW Bank (main office) Weir , KS 66781 $53.7M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in KS, rank 188 of 231 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Not on file
Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

Add this badge to your website

Free to use. It shows CBW Bank’s latest filed figures and updates each quarter.

CBW Bank: regulatory capital profile · BankRegReports

Frequently asked about CBW Bank

What are CBW Bank's total assets?

As of the Q2 2026 filing, CBW Bank reported total assets of $80.5 million in its FFIEC call report.

Where is CBW Bank headquartered?

It is headquartered in Weir, KS, United States.

When was CBW Bank founded?

It was established in 1892, per the FDIC institution directory.

Is CBW Bank FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #13959). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates CBW Bank?

CBW Bank's primary federal regulator is the FDIC.

What is CBW Bank's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 146.86% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does CBW Bank operate?

It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is CBW Bank's Texas Ratio?

Its Texas Ratio is 0.45% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

Go deeper on CBW Bank.

Get an email when CBW Bank files its next call report, and benchmark it against any peer you choose.

Unlock CBW Bank, free

Free account