Central Bank Routing Number (ABA): 063116203

Central Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 9.11% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$386.8M

Tier 1 leverage ratio, Q2 2026

9.11%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

4 FDIC institution directory, current count

Established

2007

Full financial profile · Is Central Bank safe? · Branch locations

What the digits mean

The first two digits, 06, place this number in the Federal Reserve Bank of Atlanta's district (District 6). Digits five through eight, 1620, identify the institution within that district. The last digit, 3, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Central Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Central Bank checks or in its online banking. Ask the bank for wire instructions (www.centralbankfl.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Central Bank

Central Bank is headquartered in Tampa, Florida and was established in 2007. It is in the TAMPA-ST. PETERSBURG-CLEARWATER, FL metro area. It reported $386.8M in total assets and $325.2M in deposits for Q2 2026, the 50th largest of the 81 banks headquartered in Florida. It reports 4 domestic offices. Its deposits have been FDIC insured since 2007. Its primary federal regulator is the FDIC. 14 other banks and credit unions headquartered in Tampa have a routing number listed here.

What the digits in 063116203 mean

The first four digits, 0631, are the Federal Reserve routing symbol. The prefix 06 places the number in the 6th Federal Reserve District (Atlanta). That is also the district where the bank is headquartered. Digits five through eight, 1620, identify the institution within its Federal Reserve district. The last digit, 3, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 3 + 7 x 7 + 12 = 70, a multiple of 10, so 063116203 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Central Bank routing number?

The Central Bank routing number is 063116203. It is the primary ABA routing transit number registered to Central Bank, headquartered in Tampa, FL. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.

What is the Central Bank wire routing number?

This page lists the primary routing number registered to Central Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Central Bank before sending a wire.

Is ABA number 063116203 the routing number for Central Bank?

Yes. It is the primary routing number registered to Central Bank.

Which bank uses routing number 063116203?

It belongs to Central Bank, headquartered in Tampa, FL. It is the bank's primary ABA routing number (FDIC certificate 58377).

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