Branch Network
Central Bank Locations & Branches Tampa, Florida
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Central Bank operates 4 branches from its headquarters in Tampa, FL, .
Central Bank branch network
Its 4 branches span 2 states and 4 cities. The most are in FLORIDA (3) and GEORGIA (1). FLORIDA holds 91.0% of its branch deposits. Its largest office by deposits is its main office in Tampa, FL, with $169.7M (52.2% of its branch deposits). It had the same number of branches on June 30, 2025.
Central Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.11% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $386.8M
- Tier 1 leverage ratio, Q2 2026
- 9.11%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 2007
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Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Tampa, FL (1 branch) | 22 of 44 | 0.5% | $169.7M |
| State: FL (3 branches) | 101 of 186 | <0.1% | $296.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Florida.
Share by county and metro area
Central Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Hillsborough, FL (1 branch) | 24 of 51 | 0.4% | $169.7M | $45.05B |
| Orange, FL (1 branch) | 30 of 39 | 0.2% | $79.4M | $43.52B |
| St. Johns, FL (1 branch) | 16 of 18 | 0.6% | $47.0M | $7.52B |
| Gwinnett, GA (1 branch) | 36 of 39 | 0.1% | $29.1M | $24.97B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Tampa-St. Petersburg-Clearwater, FL (1 branch) | 38 of 60 | 0.1% | $169.7M | $131.41B |
| Orlando-Kissimmee-Sanford, FL (1 branch) | 35 of 48 | 0.1% | $79.4M | $68.65B |
| Jacksonville, FL (1 branch) | 31 of 36 | <0.1% | $47.0M | $120.78B |
| Atlanta-Sandy Springs-Alpharetta, GA (1 branch) | 71 of 81 | <0.1% | $29.1M | $254.61B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Central Bank (main office) | Tampa, FL | 33647 | $169.7M |
| Winter Park Branch | Winter Park, FL | 32789 | $79.4M |
| St. Augustine Branch | Saint Augustine, FL | 32084 | $47.0M |
| Suwanee Branch | Suwanee, GA | 30024 | $29.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 58377) · FFIEC NIC profile (RSSD 3468450)