Branch Network
Central Bank Locations & Branches Provo, Utah
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Central Bank operates 13 branches from its headquarters in Provo, UT, .
Central Bank branch network
All 13 branches are in UTAH, across 10 cities. Provo, UT has the most of its branches, 3. Its largest office by deposits is its main office in Provo, UT, with $315.3M (17.7% of its branch deposits). On June 30, 2025 it had 12 branches, 1 fewer than in 2026.
Central Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 15.42% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $2.16B
- Tier 1 leverage ratio, Q2 2026
- 15.42%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1891
Full financial profile · Is Central Bank safe? · Central Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Provo, UT (3 branches) | 3 of 12 | 8.2% | $650.5M |
| State: UT (13 branches) | 29 of 63 | 0.1% | $1.78B |
Ranked by total assets among banks headquartered in the state: Largest banks in Utah.
Share by county and metro area
Central Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Utah, UT (12 branches) | 4 of 16 | 6.4% | $1.78B | $27.82B |
| Juab, UT (1 branch) | 3 of 3 | 1.3% | $2.3M | $185.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Provo-Orem, UT (13 branches) | 4 of 16 | 6.4% | $1.78B | $28.00B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Central Bank (main office) | Provo, UT | 84601 | $315.3M |
| Spanish Fork Branch | Spanish Fork, UT | 84660 | $291.8M |
| Provo Branch | Provo, UT | 84601 | $237.2M |
| Orem Branch | Orem, UT | 84057 | $180.8M |
| American Fork Branch | American Fork, UT | 84003 | $156.0M |
| Lehi Office | Lehi, UT | 84043 | $118.1M |
| Mapleton Branch | Mapleton, UT | 84664 | $116.7M |
| Traverse Mountain | Lehi, UT | 84043 | $101.6M |
| Riverside Plaza Branch | Provo, UT | 84604 | $98.0M |
| Payson Branch | Payson, UT | 84651 | $93.9M |
| Pleasant Grove Branch | Pleasant Grove, UT | 84062 | $51.5M |
| Saratoga Springs Branch | Saratoga Springs, UT | 84045 | $15.0M |
| Nephi Branch | Nephi, UT | 84648 | $2.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9204) · FFIEC NIC profile (RSSD 622774)