Bank Routing Number

Central Bank & Trust Company Routing Number

The primary ABA routing number (RTN) for Central Bank & Trust Company, Lexington, KY is shown below.

Primary ABA / RTN

042100146

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Central Bank & Trust Company routing number?

The Central Bank & Trust Company routing number is 042100146. It is the primary ABA routing transit number registered to Central Bank & Trust Company, headquartered in Lexington, KY. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Central Bank & Trust Company wire routing number?

This page lists 042100146, the primary routing number registered to Central Bank & Trust Company. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Central Bank & Trust Company before sending a wire.

Is ABA number 042100146 the routing number for Central Bank & Trust Company?

Yes. ABA number 042100146 is the primary routing number registered to Central Bank & Trust Company. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 042100146?

Routing number 042100146 belongs to Central Bank & Trust Company, headquartered in Lexington, KY. It is the bank's primary ABA routing number (FDIC certificate 15815).

Routing numbers in Lexington, KY

Bank: Whitaker Bank, Inc: 042104168
Credit union: University of Kentucky Federal Credit Union: 242176129
Bank: Forcht Bank, N.A.: 042108397
Bank: Bank of Lexington, Inc.: 042108517
Bank: Bank of the Bluegrass and Trust Co.: 042101271
Credit union: The Health & Education Federal Credit Union: 242175955
Credit union: Greater Kentucky Credit Union, Inc.: 242175984
Credit union: Kue Federal Credit Union: 242186258

All routing numbers in Kentucky

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Regulator records: FDIC BankFind (cert 15815) · FFIEC NIC profile (RSSD 1007015)