Branch Network
Central State Bank Locations & Branches Clayton, Illinois
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Central State Bank operates 4 branches from its headquarters in Clayton, IL, .
Central State Bank branch network
All 4 branches are in ILLINOIS, across 4 cities. Its largest office by deposits is the Pleasant Hill Branch office in Pleasant Hill, IL, with $56.8M (39.6% of its branch deposits). It had the same number of branches on June 30, 2025.
Central State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 17.92% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $175.1M
- Tier 1 leverage ratio, Q2 2026
- 17.92%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1928
Full financial profile · Is Central State Bank safe? · Central State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Clayton, IL (1 branch) | 1 of 1 | 100.0% | $18.0M |
| State: IL (4 branches) | 259 of 379 | <0.1% | $143.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
Central State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Pike, IL (2 branches) | 4 of 8 | 12.0% | $79.3M | $661.6M |
| Adams, IL (2 branches) | 8 of 13 | 2.8% | $64.0M | $2.28B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Quincy, IL-MO (2 branches) | 10 of 16 | 2.4% | $64.0M | $2.64B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Pleasant Hill Branch | Pleasant Hill, IL | 62366 | $56.8M |
| 12th Street Quincy Branch | Quincy, IL | 62301 | $46.0M |
| Kinderhook Branch | Kinderhook, IL | 62345 | $22.5M |
| Central State Bank (main office) | Clayton, IL | 62324 | $18.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 8487) · FFIEC NIC profile (RSSD 152440)