Branch Network
Ciera Bank Locations & Branches Graham, Texas
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Ciera Bank operates 8 branches from its headquarters in Graham, TX, .
Ciera Bank branch network
All 8 branches are in TEXAS, across 8 cities. Its largest office by deposits is its main office in Graham, TX, with $268.0M (30.8% of its branch deposits). It had the same number of branches on June 30, 2025.
Ciera Bank at a glance
Its CET1 capital ratio was 13.36% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $992.9M
- CET1 ratio, Q2 2026
- 13.36%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1889
Full financial profile · Is Ciera Bank safe? · Ciera Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Graham, TX (1 branch) | 1 of 5 | 39.8% | $268.0M |
| State: TX (8 branches) | 127 of 441 | <0.1% | $868.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Ciera Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Young, TX (1 branch) | 1 of 6 | 31.6% | $268.0M | $849.2M |
| Denton, TX (3 branches) | 14 of 41 | <0.1% | $264.1M | $275.39B |
| Tarrant, TX (1 branch) | 38 of 73 | 0.3% | $179.5M | $65.88B |
| Parker, TX (1 branch) | 14 of 21 | 1.8% | $70.8M | $4.01B |
| Johnson, TX (1 branch) | 12 of 18 | 1.8% | $55.9M | $3.12B |
| Jack, TX (1 branch) | 4 of 4 | 10.8% | $30.5M | $280.8M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (6 branches) | 70 of 165 | <0.1% | $570.3M | $731.99B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Ciera Bank (main office) | Graham, TX | 76450 | $268.0M |
| Fort Worth Branch | Fort Worth, TX | 76102 | $179.5M |
| Flower Mound Branch | Flower Mound, TX | 75028 | $156.0M |
| Aledo Branch | Aledo, TX | 76008 | $70.8M |
| Aubrey Branch | Aubrey, TX | 76227 | $57.2M |
| Burleson Branch | Burleson, TX | 76028 | $55.9M |
| Denton Branch | Denton, TX | 76201 | $50.9M |
| Bryson Branch | Bryson, TX | 76427 | $30.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3226) · FFIEC NIC profile (RSSD 327855)