Bank routing number ยท Graham, Texas
Ciera Bank Routing Number (ABA): 111905227
BankRegReports is independent of Ciera Bank and never asks for online banking logins or passwords.
The Ciera Bank routing number is 111905227. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Ciera Bank at a glance
Its CET1 capital ratio was 13.36% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $992.9M
- CET1 ratio, Q2 2026
- 13.36%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 8 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1889
Full financial profile · Is Ciera Bank safe? · Ciera Bank call report · Branch locations
Ciera Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 111905227 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Ciera Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 11, place this number in the Federal Reserve Bank of Dallas's district (District 11). Digits five through eight, 0522, identify the institution within that district. The last digit, 7, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Ciera Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Ciera Bank checks or in its online banking. Ask the bank for wire instructions (http://www.cierabank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Ciera Bank
Ciera Bank is headquartered in Graham, Texas and was established in 1889. It reported $992.9M in total assets and $868.8M in deposits for Q2 2026, the 91st largest of the 346 banks headquartered in Texas. It reports 8 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the Federal Reserve. 2 other banks and credit unions headquartered in Graham have a routing number listed here.
What the digits in 111905227 mean
The first four digits, 1119, are the Federal Reserve routing symbol. The prefix 11 places the number in the 11th Federal Reserve District (Dallas). That is also the district where the bank is headquartered. Digits five through eight, 0522, identify the institution within its Federal Reserve district. The last digit, 7, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 12 + 7 x 3 + 13 = 70, a multiple of 10, so 111905227 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Ciera Bank routing number?
The Ciera Bank routing number is 111905227. It is the primary ABA routing transit number registered to Ciera Bank, headquartered in Graham, TX. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Ciera Bank wire routing number?
This page lists the primary routing number registered to Ciera Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Ciera Bank before sending a wire.
Is ABA number 111905227 the routing number for Ciera Bank?
Yes. It is the primary routing number registered to Ciera Bank.
Which bank uses routing number 111905227?
It belongs to Ciera Bank, headquartered in Graham, TX. It is the bank's primary ABA routing number (FDIC certificate 3226).
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Regulator records: FDIC BankFind (cert 3226) · FFIEC NIC profile (RSSD 327855)