Bank routing number ยท Graham, Texas
First State Bank Routing Number (ABA): 111312894
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The First State Bank routing number is 111312894. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
First State Bank at a glance
Its CET1 capital ratio was 17.14% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $308.8M
- CET1 ratio, Q2 2026
- 17.14%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 8 FDIC institution directory, current count
- Established
- 1983
Full financial profile · Is First State Bank safe? · Branch locations
First State Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 111312894 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; First State Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 11, place this number in the Federal Reserve Bank of Dallas's district (District 11). Digits five through eight, 1289, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to First State Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your First State Bank checks or in its online banking. Ask the bank for wire instructions (www.fsbgraham.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About First State Bank
First State Bank is headquartered in Graham, Texas and was established in 1983. It reported $308.8M in total assets and $275.9M in deposits for Q2 2026, the 209th largest of the 346 banks headquartered in Texas. See the largest banks in Texas by total assets. It reports 8 domestic offices. Its deposits have been FDIC insured since 1983. Its primary federal regulator is the FDIC. 2 other banks and credit unions headquartered in Graham have a routing number listed here.
What the digits in 111312894 mean
The first four digits, 1113, are the Federal Reserve routing symbol. The prefix 11 places the number in the 11th Federal Reserve District (Dallas). That is also the district where the bank is headquartered. Digits five through eight, 1289, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 12 + 7 x 11 + 7 = 120, a multiple of 10, so 111312894 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the First State Bank routing number?
The First State Bank routing number is 111312894. It is the primary ABA routing transit number registered to First State Bank, headquartered in Graham, TX. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the First State Bank wire routing number?
This page lists the primary routing number registered to First State Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First State Bank before sending a wire.
Is ABA number 111312894 the routing number for First State Bank?
Yes. It is the primary routing number registered to First State Bank.
Which bank uses routing number 111312894?
It belongs to First State Bank, headquartered in Graham, TX. It is the bank's primary ABA routing number (FDIC certificate 24498).
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View First State Bank's full profile →
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Regulator records: FDIC BankFind (cert 24498) · FFIEC NIC profile (RSSD 216164)