Branch Network
First State Bank Locations & Branches Graham, Texas
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First State Bank operates 7 branches from its headquarters in Graham, TX, .
First State Bank branch network
All 7 branches are in TEXAS, across 6 cities. Graham, TX has the most of its branches, 2. Its largest office by deposits is its main office in Graham, TX, with $163.1M (59.1% of its branch deposits). It had the same number of branches on June 30, 2025.
First State Bank at a glance
Its CET1 capital ratio was 17.14% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $308.8M
- CET1 ratio, Q2 2026
- 17.14%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1983
Full financial profile · Is First State Bank safe? · First State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Graham, TX (2 branches) | 2 of 5 | 24.2% | $163.1M |
| State: TX (7 branches) | 251 of 441 | <0.1% | $275.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
First State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Young, TX (3 branches) | 3 of 6 | 22.5% | $190.8M | $849.2M |
| Throckmorton, TX (2 branches) | 2 of 2 | 12.4% | $38.1M | $308.4M |
| Jack, TX (1 branch) | 3 of 4 | 13.2% | $37.0M | $280.8M |
| Archer, TX (1 branch) | 3 of 3 | 11.9% | $9.9M | $83.3M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Wichita Falls, TX (1 branch) | 14 of 14 | 0.2% | $9.9M | $4.27B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First State Bank (main office) | Graham, TX | 76450 | $163.1M |
| Jacksboro Branch | Jacksboro, TX | 76458 | $37.0M |
| Olney Branch | Olney, TX | 76374 | $27.7M |
| Throckmorton Branch | Throckmorton, TX | 76483 | $23.9M |
| Highway 183 Branch | Woodson, TX | 76491 | $14.3M |
| First State Bank (main office) | Archer City, TX | 76351 | $9.9M |
| Graham Branch | Graham, TX | 76450 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 24498) · FFIEC NIC profile (RSSD 216164)