Citizens Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Time deposits $100k to $250k dropped 21.4% in Q2 2026, from $2.7M to $2.1M. It was the largest change from Q1 2026 among the key lines here. Citizens Bank ranks 5th of 12 Oregon banks on total deposits, in the upper half at $702.5M (Q2 2026). Against a median of $277.3M for banks in the $100M-1B asset tier, Citizens Bank reported $702.5M on total deposits in Q2 2026, 153% higher.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $702.5M |
| Domestic office deposits | $702.5M |
| Foreign office deposits | — |
| Deposits to total assets | 85.32% |
| Deposits to total liabilities | 95.42% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $338.3M |
| Savings deposits | $54.8M |
| Transaction accounts to domestic deposits | 58.25% |
| Time deposits | $1K |
| Time deposits under $100k | $4.1M |
| Time deposits $100k to $250k | $2.1M |
| Time deposits over $250k | $1.1M |
| Noninterest-bearing share of deposits | 48.15% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $701.5M |
| Core deposits to total deposits | 99.85% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.10% |
| Interest expense on deposits | $985K |
| Loans and leases to core deposits | 55.54% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $779.1M | 99.66% | 31.00% | 0.00% | 0.61% |
| Q4 2023 | $752.5M | 99.65% | 31.15% | 0.00% | 0.70% |
| Q1 2024 | $726.6M | 99.63% | 30.02% | 0.00% | 0.79% |
| Q2 2024 | $713.6M | 99.77% | 30.60% | 0.00% | 0.78% |
| Q3 2024 | $718.7M | 99.78% | 31.33% | 0.00% | 0.86% |
| Q4 2024 | $707.1M | 99.81% | 31.30% | 0.00% | 0.87% |
| Q1 2025 | $692.5M | 99.81% | — | 0.00% | 0.84% |
| Q2 2025 | $724.5M | 99.85% | — | 0.00% | 1.04% |
| Q3 2025 | $716.0M | 99.85% | — | 0.00% | 1.20% |
| Q4 2025 | $705.7M | 99.85% | — | 0.00% | 1.16% |
| Q1 2026 | $686.2M | 99.85% | — | 0.00% | 0.99% |
| Q2 2026 | $702.5M | 99.85% | — | 0.00% | 1.10% |
Citizens Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Citizens Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Citizens Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17809) · FFIEC NIC profile (RSSD 98463)