Bank call report · Covington, KY
Citizens Federal Savings and Loan Association of Covington Call Report
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Citizens Federal Savings and Loan Association of Covington filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 195 reported line items, schedule by schedule (833 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 673477 |
| FDIC certificate number | 27841 |
| Total assets | $41.9M |
Official Q2 2026 call report PDF (FFIEC) →
Citizens Federal Savings and Loan Association of Covington call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · Citizens Federal Savings and Loan Association of Covington balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $41.9M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $41.9M |
| Total Liabilities and Minority Interest | RCON2948 | $30.5M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $30.5M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $30.3M |
| Total Deposits | RCON2200 | $28.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $27.8M |
| Undivided Profits and Capital Reserves | RCON3632 | $11.6M |
| Total Equity Capital | RCON3210 | $11.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $11.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $6.7M |
| Interest-bearing Balances | RCON0071 | $3.9M |
| Other Borrowed Money | RCON3190 | $2.4M |
| Other Assets | RCON2160 | $483K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $284K |
| Allowance for Loan and Lease Losses | RCON3123 | $272K |
| Deposits: Noninterest-bearing | RCON6631 | $255K |
| Accumulated Other Comprehensive Income | RCONB530 | -$239K |
| Other Liabilities, Total | RCON2930 | $103K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $84K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $69K |
Schedule RI: Income Statement (29 items)
About Schedule RI · Citizens Federal Savings and Loan Association of Covington income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $967K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $823K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $777K |
| Net Interest Income | RIAD4074 | $496K |
| Total Noninterest Expense | RIAD4093 | $478K |
| Total Interest Expense | RIAD4073 | $471K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $332K |
| Salaries and Employee Benefits | RIAD4135 | $269K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $108K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $106K |
| Other Noninterest Expense | RIAD4092 | $103K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $63K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $50K |
| Net Income (Loss) | RIAD4340 | $50K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $50K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $39K |
| Other Interest Expense | RIADGW44 | $38K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $37K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $31K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $30K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $29K |
| Applicable Income Taxes | RIAD4302 | -$20K |
| Other Noninterest Income | RIADB497 | $11K |
| Total Noninterest Income | RIAD4079 | $11K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $7K |
| Interest on Other Securities | RIAD4060 | $5K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 4 |
Schedule RC-B: Securities (12 items)
About Schedule RC-B · Citizens Federal Savings and Loan Association of Covington securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $7.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $3.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $3.6M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $2.7M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $2.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $2.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $2.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $1.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $512K |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $461K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $429K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $224K |
Schedule RC-C, Part I: Loans and Leases (20 items)
About Schedule RC-C, Part I · Citizens Federal Savings and Loan Association of Covington loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $30.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $27.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $22.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $4.7M |
| Pledged Loans and Leases | RCONG378 | $2.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $1.9M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $1.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $998K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $928K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $846K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $589K |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $424K |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $306K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $260K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $241K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $219K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $76K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $60K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $60K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $52K |
Schedule RC-E: Deposit Liabilities (19 items)
About Schedule RC-E · Citizens Federal Savings and Loan Association of Covington deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $22.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $22.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $16.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $12.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $12.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $5.7M |
| Total Transaction Accounts | RCON2215 | $5.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $5.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $4.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $4.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $4.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $3.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $1.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $835K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $670K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $610K |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $374K |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $255K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (12 items)
About Schedule RC-K · Citizens Federal Savings and Loan Association of Covington quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $41.2M |
| Quarterly Average of Total Loans | RCON3360 | $30.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $29.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $18.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $7.9M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $5.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $3.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $1.7M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.5M |
| All Other Securities | RCONB560 | $922K |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $592K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $157K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (2 items)
About Schedule RC-L · Citizens Federal Savings and Loan Association of Covington derivatives and off-balance-sheet items trends
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · Citizens Federal Savings and Loan Association of Covington memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $2.1M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $446K |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $173K |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $71K |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Citizens Federal Savings and Loan Association of Covington other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $41.1M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $28.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $21.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $11.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $5.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $671K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,075 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 63 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 17 |
| Averaging Method Used | RCONK653 | 2 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Citizens Federal Savings and Loan Association of Covington regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $19.6M |
| Excess Allowance for Loan and Lease Losses | RCONA222 | $27K |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (20 items)
About Schedule RC-R, Part I · Citizens Federal Savings and Loan Association of Covington regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $41.2M |
| Average total consolidated assets | RCOAKW03 | $41.2M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $19.6M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $11.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $11.6M |
| Retained Earnings | RCOAKW00 | $11.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $11.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $11.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $11.3M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $245K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $245K |
| Tier 2 Capital Before Deductions | RCOAP870 | $245K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$239K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$239K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.6022 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.5897 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.5897 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.5222 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.2805 |
Schedule RC-R, Part II: Risk-Weighted Assets (30 items)
About Schedule RC-R, Part II · Citizens Federal Savings and Loan Association of Covington risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $30.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $28.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $27.9M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $27.9M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $19.6M |
| Total Risk-weighted Assets | RCONG641 | $19.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $14.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $11.3M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $11.3M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $7.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $7.0M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $4.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $4.0M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $3.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $3.1M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $3.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $2.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $2.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $1.2M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$593K |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $576K |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $576K |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $552K |
| Total All Other Assets | RCOND981 | $552K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$303K |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $84K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $84K |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $84K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $58K |
| Cash and Balances Due from Depository Institutions - Adjustments to Totals Reported in Column a | RCONS396 | -$18K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $11.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $11.3M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $11.3M |
| Other Comprehensive Income | RIADB511 | -$39K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Citizens Federal Savings and Loan Association of Covington changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $272K |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $272K |
Citizens Federal Savings and Loan Association of Covington call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Citizens Federal Savings and Loan Association of Covington call report?
The Citizens Federal Savings and Loan Association of Covington call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Citizens Federal Savings and Loan Association of Covington file?
Citizens Federal Savings and Loan Association of Covington files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Citizens Federal Savings and Loan Association of Covington call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Citizens Federal Savings and Loan Association of Covington has Federal Reserve RSSD ID 673477 and FDIC certificate number 27841. Either one finds its filings on the FFIEC Central Data Repository.
How often does Citizens Federal Savings and Loan Association of Covington file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Citizens Federal Savings and Loan Association of Covington financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 27841) · FFIEC NIC profile (RSSD 673477)