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Citizens Federal Savings and Loan Association of Covington: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

Compared with Q1 2026, Total deposits rose 4.9% in Q2 2026 to $28.1M, the biggest move on this page. On total assets, Citizens Federal Savings and Loan Association of Covington is 4th from the bottom among 120 Kentucky banks, $41.9M (Q2 2026). Citizens Federal Savings and Loan Association of Covington reported $41.9M on total assets for Q2 2026, 35% below the $64.7M median for banks in the < $100M asset tier.

Assets

Assets for Citizens Federal Savings and Loan Association of Covington, Q2 2026
Line item Q2 2026
Total assets $41.9M
Cash and balances due from depository institutions —
Total securities $7.0M
Fed funds sold and reverse repos $0
Net loans and leases $30.3M
Loans held for sale $0
Trading account assets $0
Premises and fixed assets $69K
Other real estate owned $0
Goodwill and other intangibles $0
All other assets $483K

Liabilities

Liabilities for Citizens Federal Savings and Loan Association of Covington, Q2 2026
Line item Q2 2026
Total liabilities $30.5M
Total deposits $28.1M
Fed funds purchased and repos $0
Trading liabilities $0
Other borrowed money $2.4M
Subordinated notes and debentures $0
All other liabilities $103K

Equity capital

Equity capital for Citizens Federal Savings and Loan Association of Covington, Q2 2026
Line item Q2 2026
Total equity capital $11.3M
Common stock $0
Common stock surplus $0
Retained earnings $11.6M
Preferred stock and surplus $0
Accumulated other comprehensive income -$239K
Total liabilities and equity capital $41.9M

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, Citizens Federal Savings and Loan Association of Covington, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecurities
Q3 2023 $39.3M $28.4M $28.8M $4.9M
Q4 2023 $40.0M $28.9M $30.2M $4.4M
Q1 2024 $40.9M $29.8M $30.5M $4.5M
Q2 2024 $41.3M $30.3M $31.7M $4.2M
Q3 2024 $42.6M $31.4M $31.5M $5.5M
Q4 2024 $41.0M $29.9M $31.4M $4.7M
Q1 2025 $42.0M $30.8M $31.3M $5.6M
Q2 2025 $41.8M $30.6M $31.0M $6.2M
Q3 2025 $42.0M $30.7M $31.9M $6.3M
Q4 2025 $40.9M $29.6M $31.8M $6.0M
Q1 2026 $40.6M $29.3M $30.7M $7.0M
Q2 2026 $41.9M $30.5M $30.3M $7.0M

Citizens Federal Savings and Loan Association of Covington balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

Unlock Citizens Federal Savings and Loan Association of Covington, free

Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Citizens Federal Savings and Loan Association of Covington profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 27841) · FFIEC NIC profile (RSSD 673477)