Bank Routing Number

Citizens Federal Savings and Loan Association of Covington Routing Number

The primary ABA routing number (RTN) for Citizens Federal Savings and Loan Association of Covington, Covington, KY is shown below.

Primary ABA / RTN

242170086

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Citizens Federal Savings and Loan Association of Covington routing number?

The Citizens Federal Savings and Loan Association of Covington routing number is 242170086. It is the primary ABA routing transit number registered to Citizens Federal Savings and Loan Association of Covington, headquartered in Covington, KY. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Citizens Federal Savings and Loan Association of Covington wire routing number?

This page lists 242170086, the primary routing number registered to Citizens Federal Savings and Loan Association of Covington. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Citizens Federal Savings and Loan Association of Covington before sending a wire.

Is ABA number 242170086 the routing number for Citizens Federal Savings and Loan Association of Covington?

Yes. ABA number 242170086 is the primary routing number registered to Citizens Federal Savings and Loan Association of Covington. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 242170086?

Routing number 242170086 belongs to Citizens Federal Savings and Loan Association of Covington, headquartered in Covington, KY. It is the bank's primary ABA routing number (FDIC certificate 27841).

Routing numbers of similar-size institutions in Kentucky

Bank, Morehead, KY: First Federal Savings and Loan Association: 242170442
Credit union, Highland Heights, KY: Northern Kentucky Federal Credit Union: 242175874
Bank, Carrollton, KY: Carrollton Federal Bank: 283972078
Credit union, Whitesville, KY: Whitesville Community Credit Union: 283980222
Bank, Owensboro, KY: Cornerstone Community Bank: 083908640
Credit union, Louisville, KY: Louisville Federal Credit Union: 283079311
Credit union, Louisville, KY: Louisville Gas and Electric Company Credit Union: 283079353
Credit union, Lexington, KY: Metro Plus Credit Union: 242176051

All routing numbers in Kentucky

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Regulator records: FDIC BankFind (cert 27841) · FFIEC NIC profile (RSSD 673477)