Bank Routing Number

First Federal Savings and Loan Association Routing Number

The primary ABA routing number (RTN) for First Federal Savings and Loan Association, Morehead, KY is shown below.

Primary ABA / RTN

242170442

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the First Federal Savings and Loan Association routing number?

The First Federal Savings and Loan Association routing number is 242170442. It is the primary ABA routing transit number registered to First Federal Savings and Loan Association, headquartered in Morehead, KY. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the First Federal Savings and Loan Association wire routing number?

This page lists 242170442, the primary routing number registered to First Federal Savings and Loan Association. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with First Federal Savings and Loan Association before sending a wire.

Is ABA number 242170442 the routing number for First Federal Savings and Loan Association?

Yes. ABA number 242170442 is the primary routing number registered to First Federal Savings and Loan Association. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 242170442?

Routing number 242170442 belongs to First Federal Savings and Loan Association, headquartered in Morehead, KY. It is the bank's primary ABA routing number (FDIC certificate 31409).

Routing numbers of similar-size institutions in Kentucky

Bank, Morehead, KY: The Citizens Bank: 042107673
Credit union, Morehead, KY: Morehead Community Federal Credit Union: 242186326
Bank, Covington, KY: Citizens Federal Savings and Loan Association of Covington: 242170086
Credit union, Highland Heights, KY: Northern Kentucky Federal Credit Union: 242175874
Credit union, Whitesville, KY: Whitesville Community Credit Union: 283980222
Bank, Carrollton, KY: Carrollton Federal Bank: 283972078
Bank, Owensboro, KY: Cornerstone Community Bank: 083908640
Credit union, Louisville, KY: Louisville Federal Credit Union: 283079311

All routing numbers in Kentucky

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Regulator records: FDIC BankFind (cert 31409) · FFIEC NIC profile (RSSD 411174)