Branch Network
Citizens National Bank Locations & Branches Cameron, Texas
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Citizens National Bank operates 13 branches from its headquarters in Cameron, TX, .
Citizens National Bank branch network
All 13 branches are in TEXAS, across 10 cities. Cameron, TX has the most of its branches, 2. Its largest office by deposits is its main office in Cameron, TX, with $157.7M (26.1% of its branch deposits). On June 30, 2025 it had 12 branches, 1 fewer than in 2026.
Citizens National Bank at a glance
Its CET1 capital ratio was 17.18% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $691.8M
- CET1 ratio, Q2 2026
- 17.18%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1900
Full financial profile · Is Citizens National Bank safe? · Citizens National Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Cameron, TX (2 branches) | 1 of 3 | 45.6% | $157.7M |
| State: TX (13 branches) | 164 of 441 | <0.1% | $604.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Citizens National Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Milam, TX (4 branches) | 1 of 4 | 42.7% | $257.9M | $603.7M |
| Williamson, TX (4 branches) | 16 of 39 | 1.3% | $165.3M | $12.96B |
| Travis, TX (1 branch) | 35 of 56 | 0.2% | $113.6M | $51.26B |
| Lee, TX (2 branches) | 5 of 5 | 4.4% | $35.5M | $812.1M |
| Washington, TX (1 branch) | 8 of 10 | 1.5% | $24.8M | $1.66B |
| Bell, TX (1 branch) | 18 of 19 | 0.1% | $6.9M | $5.38B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Austin-Round Rock-Georgetown, TX (5 branches) | 32 of 73 | 0.4% | $278.9M | $70.41B |
| Brenham, TX (1 branch) | 8 of 10 | 1.5% | $24.8M | $1.66B |
| Killeen-Temple, TX (1 branch) | 22 of 23 | <0.1% | $6.9M | $6.99B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Citizens National Bank (main office) | Cameron, TX | 76520 | $157.7M |
| Pflugerville Branch | Pflugerville, TX | 78660 | $113.6M |
| Rockdale Branch | Rockdale, TX | 76567 | $100.1M |
| Taylor Branch | Taylor, TX | 76574 | $97.6M |
| Giddings Branch | Giddings, TX | 78942 | $35.5M |
| Coupland Branch | Coupland, TX | 78615 | $30.0M |
| Round Rock Branch | Round Rock, TX | 78664 | $28.6M |
| Brenham Branch | Brenham, TX | 77833 | $24.8M |
| Citizens National Bank - Austin Branch | Cedar Park, TX | 78641 | $9.2M |
| Killeen Branch | Killeen, TX | 76541 | $6.9M |
| Giddings Drive Thru Branch | Giddings, TX | 78942 | $0 |
| Rockdale Branch | Rockdale, TX | 76567 | $0 |
| Drive-In Facility | Cameron, TX | 76520 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3127) · FFIEC NIC profile (RSSD 59352)