Branch Network
Citizens Savings Bank Locations & Branches Spillville, Iowa
BankRegReports is independent of Citizens Savings Bank and never asks for online banking logins or passwords.
Citizens Savings Bank operates 3 branches from its headquarters in Spillville, IA, .
Citizens Savings Bank branch network
All 3 branches are in IOWA, across 3 cities. Its largest office by deposits is its main office in Spillville, IA, with $58.6M (45.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Citizens Savings Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 15.54% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $151.1M
- Tier 1 leverage ratio, Q2 2026
- 15.54%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1908
Full financial profile · Is Citizens Savings Bank safe? · Citizens Savings Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Spillville, IA (1 branch) | 1 of 1 | 100.0% | $58.6M |
| State: IA (3 branches) | 182 of 261 | <0.1% | $129.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
Citizens Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Winneshiek, IA (2 branches) | 4 of 9 | 9.3% | $115.9M | $1.25B |
| Howard, IA (1 branch) | 4 of 4 | 2.2% | $13.3M | $593.8M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Citizens Savings Bank (main office) | Spillville, IA | 52168 | $58.6M |
| Fort Atkinson Branch | Fort Atkinson, IA | 52144 | $57.3M |
| Protivin Branch | Protivin, IA | 52163 | $13.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 12128) · FFIEC NIC profile (RSSD 544447)