Branch Network
Citizens State Bank Locations & Branches Wisner, Nebraska
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Citizens State Bank operates 17 branches from its headquarters in Wisner, NE, .
Citizens State Bank branch network
All 17 branches are in NEBRASKA, across 9 cities. Plattsmouth, NE has the most of its branches, 3. Its largest office by deposits is its main office in Wisner, NE, with $123.6M (20.9% of its branch deposits). It had the same number of branches on June 30, 2025.
Citizens State Bank at a glance
Its CET1 capital ratio was 12.02% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $653.0M
- CET1 ratio, Q2 2026
- 12.02%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1888
Full financial profile · Is Citizens State Bank safe? · Citizens State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Wisner, NE (2 branches) | 1 of 3 | 48.9% | $123.6M |
| State: NE (17 branches) | 30 of 160 | 0.6% | $592.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Nebraska.
Share by county and metro area
Citizens State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Cuming, NE (3 branches) | 3 of 8 | 19.0% | $167.8M | $882.6M |
| Cass, NE (3 branches) | 3 of 10 | 12.7% | $81.4M | $638.6M |
| Sarpy, NE (1 branch) | 11 of 21 | 2.0% | $69.3M | $3.41B |
| Saline, NE (2 branches) | 4 of 9 | 10.8% | $66.4M | $612.7M |
| Colfax, NE (2 branches) | 4 of 5 | 13.8% | $61.3M | $444.5M |
| Cedar, NE (2 branches) | 3 of 8 | 12.4% | $61.1M | $492.9M |
| Greeley, NE (2 branches) | 2 of 6 | 27.3% | $45.2M | $165.3M |
| Madison, NE (2 branches) | 12 of 16 | 1.6% | $39.7M | $2.45B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Omaha-Council Bluffs, NE-IA (4 branches) | 35 of 77 | 0.4% | $150.7M | $42.59B |
| Norfolk, NE (2 branches) | 14 of 18 | 1.3% | $39.7M | $3.01B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Citizens State Bank (main office) | Wisner, NE | 68791 | $123.6M |
| Papillion Branch | Papillion, NE | 68046 | $69.3M |
| Friend Branch | Friend, NE | 68359 | $66.4M |
| Plattsmouth West Branch | Plattsmouth, NE | 68048 | $66.0M |
| Leigh Branch | Leigh, NE | 68643 | $61.3M |
| Laurel Branch | Laurel, NE | 68745 | $61.1M |
| Spalding Branch | Spalding, NE | 68665 | $45.2M |
| West Point Office Branch | West Point, NE | 68788 | $44.3M |
| Newman Grove Branch | Newman Grove, NE | 68758 | $39.7M |
| Downtown Branch | Plattsmouth, NE | 68048 | $15.5M |
| Plattsmouth Mobile Branch | Plattsmouth, NE | 68048 | $0 |
| Newman Grove Mobile Branch | Newman Grove, NE | 68758 | $0 |
| Laurel Mobile Branch | Laurel, NE | 68745 | $0 |
| Leigh Mobile Branch | Leigh, NE | 68643 | $0 |
| Friend Mobile Branch | Friend, NE | 68359 | $0 |
| Wisner Mobile Branch | Wisner, NE | 68791 | $0 |
| Spalding Mobile Branch | Spalding, NE | 68665 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5495) · FFIEC NIC profile (RSSD 482053)