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The Citizens State Bank and Trust Company Locations & Branches Council Grove, Kansas
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The Citizens State Bank and Trust Company operates 7 branches from its headquarters in Council Grove, KS, .
The Citizens State Bank and Trust Company branch network
All 7 branches are in KANSAS, across 7 cities. Its largest office by deposits is the Roxbury Branch office in Roxbury, KS, with $22.3M (26.4% of its branch deposits). It had the same number of branches on June 30, 2025.
The Citizens State Bank and Trust Company at a glance
Its CET1 capital ratio was 9.97% at Q2 2026, above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $96.1M
- CET1 ratio, Q2 2026
- 9.97%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1921
Full financial profile · Is The Citizens State Bank and Trust Company safe? · The Citizens State Bank and Trust Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Council Grove, KS (1 branch) | 3 of 3 | 10.4% | $17.3M |
| State: KS (7 branches) | 165 of 231 | <0.1% | $84.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kansas.
Share by county and metro area
The Citizens State Bank and Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Mcpherson, KS (1 branch) | 11 of 11 | 1.9% | $22.3M | $1.18B |
| Morris, KS (1 branch) | 4 of 5 | 8.6% | $17.3M | $200.5M |
| Saline, KS (1 branch) | 12 of 12 | 0.6% | $14.3M | $2.22B |
| Miami, KS (1 branch) | 8 of 8 | 1.2% | $11.0M | $922.5M |
| Dickinson, KS (1 branch) | 10 of 10 | 1.2% | $7.0M | $559.2M |
| Marshall, KS (1 branch) | 8 of 8 | 0.9% | $6.8M | $721.4M |
| Lyon, KS (1 branch) | 8 of 8 | 0.7% | $5.7M | $817.7M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| McPherson, KS (1 branch) | 11 of 11 | 1.9% | $22.3M | $1.18B |
| Salina, KS (1 branch) | 13 of 13 | 0.6% | $14.3M | $2.49B |
| Kansas City, MO-KS (1 branch) | 106 of 114 | <0.1% | $11.0M | $98.85B |
| Emporia, KS (1 branch) | 9 of 9 | 0.6% | $5.7M | $895.1M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Roxbury Branch | Roxbury, KS | 67476 | $22.3M |
| The Citizens State Bank and Trust Company | Council Grove, KS | 66846 | $17.3M |
| Gypsum Branch | Gypsum, KS | 67448 | $14.3M |
| Louisburg Branch | Louisburg, KS | 66053 | $11.0M |
| Woodbine Branch | Woodbine, KS | 67492 | $7.0M |
| Bremen Branch | Bremen, KS | 66412 | $6.8M |
| Reading Branch | Reading, KS | 66868 | $5.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15254) · FFIEC NIC profile (RSSD 442057)