Lists · Deposits by metro area
Emporia, KS Metro Area Bank Deposit Market Share
Esb Financial holds the largest share of deposits in the Emporia, KS metro area, 33.8%, followed by The Lyon County State Bank (20.5%) and Capitol Federal Savings Bank (14.9%). 9 institutions hold $895.1M at 16 offices as of June 30, 2026, up 7.3% from 2025.
Largest share changes since 2025
Gained: The Bennington State Bank (4.43 points, new to this market); Community National Bank & Trust (0.67 points); Cottonwood Valley Bank (0.26 points).
Lost: The Lyon County State Bank (-0.77 points); Equity Bank (-0.41 points); Esb Financial (-0.07 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Esb Financial | $302.1M | 33.75% | -0.07 pts |
| 2 | The Lyon County State Bank | $183.4M | 20.49% | -0.77 pts |
| 3 | Capitol Federal Savings Bank | $133.1M | 14.87% | +0.15 pts |
| 4 | The Citizens State Bank | $112.6M | 12.58% | +0.20 pts |
| 5 | Community National Bank & Trust | $89.2M | 9.97% | +0.67 pts |
| 6 | The Bennington State Bank | $39.6M | 4.43% | +4.43 pts |
| 7 | Equity Bank | $15.0M | 1.67% | -0.41 pts |
| 8 | Cottonwood Valley Bank | $14.4M | 1.60% | +0.26 pts |
| 9 | The Citizens State Bank and Trust Company | $5.7M | 0.64% | +0.02 pts |
About this list
Deposits are those held at each institution's offices in Emporia, KS (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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