Citizens State Bank of Arlington: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 16.3% higher than in Q1 2026, at -$1.1M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.74% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $18.2M |
| Tier 1 capital | $18.2M |
| Total risk-based capital | — |
| Total equity capital | $17.1M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.14% |
| Tangible equity to tangible assets | 11.14% |
| Equity capital to average assets | 11.01% |
| Internal capital growth rate | 3.28% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $91K |
| Common stock surplus | $7.9M |
| Retained earnings | $10.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 10.86% | 7.66% | 7.63% |
| Q4 2023 | 11.15% | 9.06% | 9.03% |
| Q1 2024 | 11.33% | 9.25% | 9.23% |
| Q2 2024 | 11.23% | 9.15% | 9.13% |
| Q3 2024 | 11.45% | 10.20% | 10.18% |
| Q4 2024 | 11.92% | 10.44% | 10.43% |
| Q1 2025 | 11.90% | 10.48% | 10.48% |
| Q2 2025 | 11.95% | 10.85% | 10.85% |
| Q3 2025 | 12.13% | 11.67% | 11.67% |
| Q4 2025 | 12.24% | 11.26% | 11.26% |
| Q1 2026 | 11.63% | 10.78% | 10.78% |
| Q2 2026 | 11.74% | 11.14% | 11.14% |
Citizens State Bank of Arlington regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Citizens State Bank of Arlington, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Citizens State Bank of Arlington profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1118) · FFIEC NIC profile (RSSD 274856)